All about the Capital One Venture card

February 19, 2026|7 min read

Travel is more rewarding with the Capital One Venture card. Cardholders earn unlimited double miles on every purchase, plus elevated rewards through Capital One Travel and Capital One Entertainment. But that’s just the beginning.

What you’ll learn:

Venture cardholders earn unlimited 2X miles on every purchase and 5X miles on eligible purchases through Capital One Travel and Capital One Entertainment.
New cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account.
Flexible rewards redemption options allow cardholders to cover recent travel purchases, transfer miles to partner loyalty programs and more.
Eligible cardholders can access Capital One Travel to book travel, including stylish hotels and vibrant vacation rentals through the Lifestyle Collection.
Cardholders can also enjoy benefits such as credit for TSA PreCheck® and 24-hour travel assistance.

Capital One Venture rewards credit card overview

The Venture card provides a simple way to earn and redeem rewards miles. Cardholders earn unlimited double miles on every purchase. That includes elevated rewards for purchases through Capital One Travel and Capital One Entertainment.

What rewards can you earn with Venture?

Venture offers easy-to-understand rewards. So there’s no need to track shifting bonus categories. Venture cardholders earn unlimited miles, including:

2X miles on every purchase, every day
5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel
5X miles on purchases through Capital One Entertainment

And miles don’t expire for the life of the account. You can use miles as you go or save them for big trips and major purchases.

What’s the Venture card bonus offer?

New cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account.

What’s the Venture card annual fee?

There’s a $95 annual fee for the Venture card. View important rates and disclosures.

If you’re interested in a travel rewards credit card without an annual fee, you can check out the Capital One VentureOne card. View important rates and disclosures.

What credit score do you need for the Venture card?

The Venture card is for people with excellent credit. If you’re working on building your credit, the Capital One VentureOne for Good Credit card might be another option. It offers unlimited 1.25X rewards miles on every purchase. And it has no annual fee. View important rates and disclosures.

You can check your credit score with CreditWise from Capital One. It’s free even if you don’t have a Capital One credit card. It also offers dark web monitoring. You can get free copies of your credit reports at AnnualCreditReport.com.

Ways to redeem Venture miles

Whether it’s the vacation of a lifetime, a weekend getaway or shopping at home, Venture cardholders have flexible options to redeem their rewards miles:

Cover travel purchases. Help offset the cost of vacation rentals, car rentals, airline tickets, hotel stays and more within 90 days of purchase.
Book through Capital One Travel. Book flights, hotels, rental cars and more through Capital One Travel using your rewards.
Transfer to a loyalty program. Transfer your miles to a Capital One transfer partner to maximize your rewards and get the opportunity to upgrade to first class or access other benefits.
Get gift cards or cash. Turn miles into gift cards from popular restaurants, retailers and more. Cardholders can also redeem miles as cash in the form of a statement credit or check.
Go shopping. Use rewards to pay for purchases at Amazon.com or online through PayPal®.
Explore experiences on Capital One Entertainment. Use rewards or your card, or a combination of both, to get tickets to thousands of events across music, sports, dining, theater and more.

What are the Venture card’s travel benefits?

Venture can help you take your travel experience to another level with access to stylish stays and more.

The Lifestyle Collection

Enjoy premium benefits with the Lifestyle Collection. It features a curated selection of vibrant hotels and vacation rentals from around the world. By booking through Capital One Travel, cardholders can earn 5X miles on those bookings and receive:

A $50 experience credit at hotels to use on experiences and amenities such as rooftop drinks, signature restaurants, room service and other amenities unique to each stay
Hotel room upgrades, early check-in and late checkout when available
A $50 experience credit at vacation rentals to use on in-home chef meals, fridge stocking, midstay cleaning and more
Complimentary Wi-Fi

No foreign transaction fees

Venture cardholders never pay foreign transaction fees when shopping abroad. View important rates and disclosures.

Global Entry or TSA PreCheck credit

Cardholders can receive a statement credit of up to $120 for Global Entry or TSA PreCheck when they use their Venture card to pay the application fee.

Savings on travel

Booking through Capital One Travel can get you more than elevated rewards. Cardholders can also save an average of 15% on flights using price prediction and free price drop protection. There’s also a price match guarantee on flights, hotels and rental cars.

Rental car perks

Venture cardholders can upgrade to Five Star® status in the Hertz® Gold+ car rental loyalty program.

Travel insurance

Some Venture cards come with additional travel insurance benefits. Example coverages include:

Auto rental collision damage waiver: Cardholders who rent an eligible vehicle with a Venture card could be covered for theft and damage caused by a collision.
Travel accident insurance: Coverage is automatic for a covered loss at no extra charge when cardholders use their Venture card to purchase common carrier passenger fare.
24-hour travel assistance services: You may get referrals to local doctors or lawyers, or help before a trip with information such as ATM locations and currency exchange rates.

Capital One account management and security features

Capital One has tools that make it easy to manage your Venture account and keep an eye on your money.

Account management

From a home computer or phone, these tools help Venture cardholders monitor their accounts:

Capital One Mobile app: With the mobile app, cardholders can manage their accounts anywhere, anytime.
Eno, your Capital One assistant: Eno monitors accounts around the clock. It can reach out if it spots something unusual and help fix it. It can also answer account questions online, through the app or over text.
Account alerts: Stay on top of your spending and payments by setting up push, email and text alerts.
Personalized payments: Pick a monthly due date, select a payment method and set up automatic payments.

Security features

Capital One credit cards have a number of security features that can help protect cardholders from fraud:

Card lock: With a few taps, cardholders can lock their card if it has been misplaced, lost or stolen. Unlocking it is just as simple.
Security alerts: Get notified via text, email or phone if Capital One notices potentially suspicious activity.
Virtual cards: Pay online without exposing actual card numbers. Virtual cards can keep working even if you report your physical card as lost or stolen.
$0 fraud liability: Cardholders aren’t responsible for unauthorized charges. And if their card is lost or stolen, they can get an emergency replacement card or cash advance.

Is the Venture card worth it?

The Venture card may be worth it if you’re looking for a rewards credit card that helps you maximize travel purchases and earn rewards even when you’re not exploring the world.

For even more travel benefits, you might consider the Capital One Venture X credit card. While Venture and Venture X share some of the same benefits, Venture X includes additional premium travel benefits for a $395 annual fee. View important rates and disclosures. Premium travel benefits include:

A new cardholder bonus
An annual 10,000-mile bonus, starting on your first anniversary
10X miles on hotels and rental cars when you book through Capital One Travel

Key takeaways: Venture rewards and benefits

With valuable benefits and flexible rewards, the Venture card can help you get the most out of your travels, wherever they take you. If you’re ready for your next adventure, you can see whether you’re pre-approved for a Venture card.

Explore more Capital One rewards credit cards

Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

See whether you’re pre-approved for credit cards without harming your credit scores.
Explore Capital One travel rewards cards with unlimited miles you can actually use.
Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card.
Earn unlimited cash back on food and fun with a dining and entertainment rewards card.

Footnotes

Learn more about FDIC insurance coverage.

Participating miles transfer partners and loyalty programs are subject to change. Once you have transferred Capital One miles, they become subject to the receiving loyalty program and cannot be transferred back to your Capital One rewards account. All redemptions are final. Terms and conditions for the receiving loyalty program and Capital One Rewards program apply.

To receive a statement credit up to $120, you must use your Venture, Venture X, Venture X Business or Spark Miles card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.

Capital One Travel bookings include services such as cancel your flight for any reason, price prediction, price watch, price drop protection, and price match guarantee. Additional fees may apply. The availability of these services varies by account, and they may not be available on all bookings. Terms apply. See travel.capitalone.com/terms-of-service/ for details.

15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Terms apply.

Amazon.com and the smile logo are trademarks of Amazon.com Inc., or its affiliates.

PayPal Pay with Rewards is available to eligible cardholders with accounts open and in good standing. Visit www.paypal.com/capitalone for additional details. PayPal.com and the PayPal logo are trademarks of PayPal Holdings Inc. or its affiliates. PayPal terms and conditions apply.

Capital One Entertainment ticketing platform: To use the Capital One Entertainment ticketing platform experience, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include US-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards, and co-brand partner cards are not eligible for the Capital One Entertainment ticketing platform. Capital One online account required; additional terms apply. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.

Capital One Cardholder Pre-sales: Capital One cardholder ticket and event offers are open to Capital One cardholders with an eligible credit card, as well as eligible Capital One debit cards and co-brand partner cards. Capital One private label retail credit cards are not eligible.

The number of tickets you may purchase for an event may be limited. Some events may have age restrictions and some offerings may have an additional cost or be available on a first-come, first-served basis while supplies last. By clicking on the links above, you may be taken to a site maintained by a third-party.

Eligible Quicksilver, QuicksilverOne, Quicksilver Secured, Quicksilver Student, Journey, Capital One Cash, Spark Cash Select, Spark Classic, Spark Cash, Spark Pro, Spark Cash Plus and Spark Business cardholders will earn 5% cash back on Capital One Entertainment purchases. Eligible Venture X, Venture, VentureOne, Capital One Miles, Venture X Business, Spark Miles, Spark Miles Select and Spark Classic Miles cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases.

The 8% cash back on Capital One Entertainment purchases includes tickets purchased directly through the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor card. The 8% excludes: (i) tickets purchased through Capital One cardholder exclusive pre-sales; (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required.

Premier Collection
Hotels: Premier Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact hotel directly to confirm qualifying experiences - advance reservations recommended for certain experiences.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection hotel bookings include: daily breakfast for two, complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation rentals: Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotels and vacation rentals: Premier Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Lifestyle Collection
Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both hotels and vacation rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.

Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.

Claims of unauthorized use and liability for unauthorized charges are subject to investigation and verification.

Web access is needed to use the mobile app. Check with your service provider for details of specific fees and charges. Routine or unscheduled maintenance may impact accessibility.

Eligible cardholders must enroll in the Hertz® Gold+™ status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X and Venture X Business cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle® status and Venture, VentureOne, Savor, Savor Student, Quicksilver, Quicksilver Student, Spark Miles and Spark Miles Select cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold+ enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz rental policies and Hertz Gold+ program terms apply.

Eno is learning all the time and may not be able to answer all questions or perform all tasks. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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Capital One does not provide, endorse or guarantee any third-party product, service, information, or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

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The credit score provided in CreditWise is a FICO® Score 8 based on TransUnion data. The FICO Score 8 gives you a good sense of your credit health but it may not be the same score model used by your lender or creditor. The availability of the CreditWise tool and certain features in the tool depends on our ability to obtain your credit history from TransUnion and whether you have sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. You do not need to be a Capital One account holder to sign up for CreditWise.

CreditWise Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.