360 Checking Account

360 Checking®

No pesky fees or minimums

40,000+ free ATMs
nationwide

Online & mobile banking
24/7

Open Now

or call 1-800-289-1992

Read Disclosure

Earn interest with no fees & no minimums—come out from the ordinary.

Earn interest on everyday cash with no-fee, no-minimum online checking.

Pay bills, send cash, and a bunch more—from home, at the store, or on the fly.


Free MasterCard® Debit Card for all purchases.

Use mobile check deposit when you’re on the go.


There are overdraft options you can choose from when you spend more than you have.


Questions? Call 1-800-289-1992 to chat with a real person.

360 Checking Rates

360 Checking Rates
Account Balance  Variable Annual Percentage Yield (APY)
$0 – $49,999.99 0.20%
$50,000.00 – $99,999.99 0.75%
$100,000 or more 0.90%

APYs are effective 03/30/2017.

See explanation of key services and charges.

What our customers are saying:

This account is flexible, full-featured, and convenient. The online security is robust. There are free ATMs all over so it’s easy to get cash when I need it.

Wynvon, 360 Checking Customer