Free-means-free 360 Checking
Expect no monthly fees, minimums or surprises–that's how we do things around here.
In person help when you need it.
Need some face-to-face time? Pop into any one of our 7 Capital One Cafés in the Boston area. Find a Cafe near you—our friendly Ambassadors are here to help.
Fee-free ATMs all over town
Grab cash with no dings at participating retailers like CVS/pharmacy®, Walgreens® and 7-Eleven®.
A sweet $100 bonus
You'll earn an extra $100 when you accept the terms on a 360 Checking Account by June 30, 2017, and receive 2 direct deposits of $250 or more within 60 days of accepting the terms.
Capital One now at Target®
Now you can grab cash and make unlimited deposits at our ATMs in every Massachusetts Target store.
Questions? Give us a buzz at 1-800-289-1992 to talk to a real person.
Routine or unscheduled maintenance may impact online accessibility. Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
360 Checking rates are variable. Annual Percentage Yields (APYs) are effective 06/24/2017. 0.20% APY for balances $0.00 to $49,999.99. 0.75% APY for balances between $50,000 and $99,999.99. 0.90% APY for balances of $100,000 or more.
Beginning April 3, 2017, to qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking Account (this includes former Electric Orange accounts, too). You must be a legal US resident of MA, NH, RI, or VT and enter the promo code PLUS100 upon opening to be eligible to receive the bonus. To earn the $100 bonus you must accept the terms and conditions on a new 360 Checking Account by June 30, 2017, 11:59 p.m., ET and receive 2 direct deposits of $250 or more within 60 days of accepting the terms. You will receive the $100 credit to your checking account about 90 days after accepting the terms. This offer cannot be combined with any other Capital One Bank® new account opening offer.
Direct deposits must be an electronic deposit of one of the following: your paycheck from your employer, Social Security/pension or other government benefits. Direct deposit is subject to employer or other payor options.
Nerd Wallet included Capital One 360 Checking in its list of “Best Checking Accounts for 2017” in March 2017.
Approval required. Cafés do not provide the same services as bank branches, but have ATMs and associates who can help you. Visit a Café for details. Banking products and services offered by Capital One, N.A., Member FDIC. Food and beverages provided by a third party. © 2017 Capital One.
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