Earn up to $4,300 in travel value
LIMITED-TIME CARD ANNIVERSARY OFFER
Venture X Business
2X miles on every purchase
Up to $4,300 in travel value
No preset spending limit
2X miles on every purchase
Earn unlimited 2X miles on every purchase, everywhere, no limits or category restrictions.
300,000bonus miles
Celebrate 3 years of Venture X Business with a limited-time offer. In your first 4 months: Earn 150K bonus miles when you spend $40K, plus another 150K miles when you spend $120K.1
Up to $1,300in travel credits
Get a $300 annual travel credit, plus earn a limited-time $1,000 travel credit for bookings through Capital One Business Travel when you spend $120K in your first 4 months.1
10X Miles | 5X Miles on Travel
Elevated travel benefits
Expedite airport screening with up to a $120 statement credit on TSA PreCheck® or Global Entry plus enjoy access to Capital One Lounges and explore a network of 1,300+ lounges worldwide.23
Business-grade capabilities
Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.
Limited-Time Offer
Earn up to $4,300 in travel value based on your spend
150,000 bonus miles | $1,500 |
|---|---|
when you spend $40,000 in the first 4 months 1 | Value |
Additional 150,000 bonus miles | $1,500 |
when you spend $120,000 in the first 4 months 1 | Value |
PLUS, get additional travel credits
$1,000 Capital One Business Travel credit | $1,000 |
|---|---|
when you spend $120,000 in the first 4 months 1 | |
$300 annual Capital One Business Travel credit 1 | $300 |
Card Terms
Payment terms
Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed.4
Flexible spend capacity
This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile.5
$395 annual fee
Get unlimited rewards, travel bonuses and powerful business tools—with a $395 annual fee.
Travel in Comfort with Airport Benefits
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Travel benefits
Global Entry® or TSA PreCheck®
Receive up to a $120 statement credit on Global Entry or TSA PreCheck®.2
Premier Collection
Elevate your stay at luxury hotels, resorts and vacation rentals from the Premier Collection with a $100 experience credit and other premium benefits on every booking.6
Hertz President’s Circle® status
Skip the counter at select locations, enjoy a wider selection of rental cars and more, just for being a Venture X Business cardholder.7
$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account.
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual cards
Make safer payments online without exposing your actual card number with merchants.
Accounts Payable
Manage your accounts payable process by sending and tracking payments all in one place.
Expense Management
You and your employees can quickly add expense details—including receipts and notes—for faster reporting.
Choose your due date
Pick your own monthly due date. Your business has the control to pay when you want.
Transaction details
Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.
Recurring transactions
View a list of merchants that charge your business card monthly like subscriptions and bills.
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Free employee cards
Track employee spending while earning all the rewards from their purchases.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Account access
Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.
Security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account.
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen.
Fraud & security alerts
Receive an email or text message alert if we detect a potential mistake or suspicious charge on your account.
Customer support
Our Capital One business specialists are specially trained to work with business owners and are available to answer any questions you may have.
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card.
2026 Business Card of the Year by The Points Guy
Voted 2026 Business Card of the Year for its unmatched mix of simple rewards and premium perks.
Frequently asked questions
What information is required to apply for a Venture X Business card?
To apply for the Venture X Business card, you must be an authorized representative for your business. You’ll need to provide personal and business details to verify your identity and establish creditworthiness. Your application may be declined if you have a freeze with credit bureaus.
Personal information includes:
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Full legal name
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Personal contact information
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Social Security number
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Monthly rent or mortgage payment
Business information includes:
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Tax ID or Employer ID Number (EIN), or an SSN for sole proprietorships
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Annual revenue
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Monthly business spend
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Names and information of other beneficial owners or controllers
How much is the Venture X Business annual fee?
The Venture X Business card has a $395 annual fee and offers travel benefits, access to Capital One Business Travel, expense management and accounts payable solutions.
You’ll also receive:
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An annual $300 credit when you book through Capital One Business Travel
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10,000 bonus miles ($100 value) on your anniversary
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Up to a $120 Global Entry or TSA PreCheck credit when you use your Venture X Business card to apply
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Access to Priority Pass and Capital One Lounge and Landing access
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A early spend bonus when you spend a certain amount within the first few months of opening your card
How does a card with no preset spending limit work?
No preset spending limit cards, like Venture X Business, don’t have a fixed line like a traditional credit card. Instead, your purchasing power adjusts dynamically based on your spending and payment behaviors. This means that your limit is flexible, not unlimited. These cards are designed to be paid in full, which is one factor that determines how much you’re able to spend on the card at a time.
Does my Venture X Business card come with lounge access or Priority Pass?
As a primary Venture X Business cardholder, you’ll enjoy complimentary access to Capital One’s growing network of premium Lounges and Landings. Your membership also includes Priority Pass enrollment, granting you entry to more than 1,300 lounges around the world.
More Business Cards
Venture Business
Unlimited 2X miles on every purchase and annual credits towards travel and business purchases.
Spark 2% Cash Plus
Unlimited 2% cash back with spend capacity that adapts to your business.
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The bonuses are available by starting the application process from this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders.
Venture X Business Limited Time Offer: Earn up to 300,000 bonus miles and a $1,000 Capital One Business Travel Credit. Spend $40,000 in the first four months and earn 150,000 miles. Spend $120,000 in the first four months and earn an additional 150,000 bonus miles as well as a $1,000 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel. This credit will be applied to your Capital One Business Travel balance within two billing cycles and can be applied to purchases at checkout. This credit expires 16 months after account opening.
Annually, eligible Venture X Business primary account holders will also receive a $300 Capital One Business Travel credit to use toward purchases made through Capital One Business Travel. Each annual travel credit will expire on the day before the next account open date anniversary at 11:59 p.m. ET. The annual travel credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The annual travel credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the travel credits. If the purchase using the travel credits is canceled, the travel credits will be restored if they are not expired. Expired travel credits will not be restored upon cancellation. A Venture X Business card account must be open and in good standing to receive or use the travel credits. - 2To receive a statement credit, you must use your eligible Capital One credit card to complete the application and pay the application fee for either Global Entry or TSA PreCheck®. One statement credit will be processed per account every 4 years, and the credit will apply to the application fee that is charged to your card first. The statement credit will be posted to your account within 2 billing cycles of the fee being charged. Your eligible card account must be open and in good standing at the time of statement credit fulfillment. Statement credits will be reversed if an eligible purchase is returned, refunded, canceled, or modified. Refer to the Application or Account Terms for additional details. Click here for more benefit and eligibility information.
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To access Capital One Lounges, eligible cardholders must present their physical Venture X Business card or digital lounge pass, found within the Capital One Mobile app. Access is not guaranteed and is subject to space availability. In order to access Priority Pass lounges, eligible cardholders will need to enroll after card activation. To learn more about lounge access policies, please visit the applicable Terms and Conditions for additional details.
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Pay at least the minimum payment amount by your payment due date, otherwise you’ll be charged a 2.99% late fee.
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No preset spending limit does not mean unlimited spending. The amount you can spend can change over time based on your spending behavior, payment history, credit profile and other factors.
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Hotels: Premier Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - advance reservations recommended for certain experiences.
In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection hotel bookings include: daily breakfast for two (for Premier Collection bookings only), complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.
Vacation Rentals: Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability; contact the host provider directly to confirm qualifying experiences. For certain properties, the experience credit will be provided in the form of a gift card. Advance reservations recommended for certain experiences.
In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.
Both Hotel and Vacation Rentals: Premier Collection or Lifestyle Collection booking must be made through Capital One Business Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details. - 7
Eligible cardholders must enroll in the Hertz® Gold+™ Rewards status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. This offer is subject to change. Hertz Gold Terms and Rental Qualifications and Requirements apply. Click here for more benefit and eligibility information.
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Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
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Reimbursement request must be made within 90 days of purchase.
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Some cardholder benefits are only available to the primary cardholder and not authorized users. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa® card or Mastercard® to secure transactions. Please refer to your Guide to Benefits for further details.