Business Card

Spark Cash

Credit Level: Excellent

Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.

Rates & FeesRates & Fees Information
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  • 2%
    Unlimited rewards

    Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.

  • $1,000
    Cash bonus

    Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.

  • $0
    Intro annual fee

    Enjoy a $0 annual fee for the first year, and then $95 after that.

  • Travel rewards

    Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel. 2

  • Business-Grade Capabilities

    Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, pay your vendors with ease.

  • Purchase rate

    24.49% variable APR.

Rewards Calculator

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  1. 1

    This bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Capital One Business card holders.

  2. 2

    Rewards and benefits may vary between Capital One Travel and Capital One Business Travel. See website for more details.

  3. 3

    The actual amount of cash back you can earn will depend on your credit limit and purchase activity.

  4. 4

    Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered card to secure transactions. Please refer to your Guide to Benefits for further details.