Earn $4,000 or more in cash bonuses
Our biggest offer ever:
Spark Cash Plus
- 2%Unlimited rewards
Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.
- $2,000Welcome offer
Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. 1
- $2,000+
Year one bonuses
Earn an additional $2,000 bonus for every $500,000 spent in the first year. You can truly earn unlimited cash bonuses your first year. 1
REWARDS YOUR WAY
Get cash back rewards for any amount at any time with no expiration date for the life of the account. 2CAPITAL ONE TRAVEL REWARDS
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.BUSINESS-GRADE CAPABILITIES
Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.
CARD TERMS
Pay-in-full card
Your balance must always be paid off in full every month.
3
Flexible spend capacity
This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile.
4
Annual fee refund
Get your $150 annual fee refunded every year you spend at least $150,000.
5
BENEFITS OF SPARK 2% CASH PLUS
Automatic Payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
$0 Fraud Liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Year-End Summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Account Managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Purchase Records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual Card Numbers
Make safer payments online without exposing your actual card number with merchants.
More Business Cards
Spark 1.5% Cash Select
Unlimited 1.5% cash back with no annual fee for excellent credit.
Venture X Business
Unlimited 2X miles on every purchase.
1
The bonuses are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders. These spend bonuses may be earned independently, meaning you may earn one or both.
2
Your Spark Cash Plus card account must be open and in good standing at the time of rewards redemption. Your cash rewards are yours for the life of the account—they won't expire. But if your account is closed, you may lose any rewards you have not redeemed.
3
Your balance is due in full every month which means there is no APR. If you don’t pay off the balance in full, you will be charged a late fee of 2.99% on your outstanding statement balance and your account will be considered past due until we receive your payment in full.
4
No preset spending limit does not mean unlimited spending. The amount you can spend can change over time based on your spending behavior, payment history, credit profile and other factors.
5
You will receive a statement credit of $150 each year when you spend at least $150,000 in net purchases by your membership anniversary date. You will see the statement credit within 2 billing cycles following your rewards membership anniversary date. Please note that statement credits lower your balance but do not count as payments. You must continue to make any required payments.
6
The actual amount of cash back you earn will depend on your purchase activity.