How to use Capital One miles

You can earn unlimited miles on every purchase with a Capital One travel rewards credit card. Whether you pay a dinner bill or order new furniture, you’ll have rewards miles to show for it.

You can use miles to cover airfare and other travel expenses. But even if you aren’t planning a trip, you have lots of other options to redeem your miles.

What you’ll learn:

• You can earn Capital One miles with a Capital One travel rewards credit card. 

• Capital One miles can be used to book travel, cover recent travel purchases, get gift cards and more.

• You can use miles to book trips through Capital One Travel and experiences through Capital One Entertainment. 

• You can use Capital One rewards miles to check out at Amazon.com and with your PayPal® wallet.

To earn Capital One miles, you’ll need a Capital One travel rewards credit card. There are two common ways you can earn miles with it.

• Early spend bonuses: Bonus offers typically require new cardholders to spend a certain amount within a set time frame. One example is an offer for the Capital One Venture card. You can earn 75,000 bonus miles if you spend $4,000 within three months of opening an account. Other times, you might receive a bonus just for opening a new account. 

• Purchases: You can earn miles by using the card to make purchases. Depending on the card, different types of purchases may have different rewards rates. 

When you’re ready to use your miles, sign in to your Capital One account and redeem your miles your way. Here are five ideas to get you started.

There are a few ways you can use your miles to cover travel expenses. 

• Capital One Travel: Book a flight, hotel, vacation rental, rental car or activity through Capital One Travel using your rewards. If you’re a Venture or Venture X cardholder, you can also redeem your miles to book Lifestyle Collection hotels and vacation rentals. Venture X cardholders can also use miles to book Premier Collection stays.

• Travel purchases: If you’ve made an eligible recent travel purchase, you can redeem your miles to cover the cost within 90 days of purchase.

• Transfer miles: Transfer your miles to Capital One partners and book directly with them.

You can redeem your miles for gift cards from popular restaurants, retailers and more. You can give the gift cards as presents, use them for regular purchases or put them toward big-ticket items.

You can turn miles into cash and redeem them for a statement credit or a check. The statement credit should appear on your account in as few as two to three business days. Checks are mailed within three business days.

You can use miles to pay for purchases at Amazon.com or online through PayPal. You’re able to apply as many miles to your purchases as you’d like. If you don’t have enough, you can use your Capital One card to pay for the rest.

Capital One Entertainment lets eligible cardholders redeem miles for tickets to thousands of events, including exclusive experiences, VIP packages and more.

You can use Capital One miles on many different airlines. And you have the flexibility to use miles your way. Capital One Travel gives you access to book hundreds of airlines with your card or your rewards, or a combination of both. You can also use your travel card to pay for flights directly with your airline of choice and then use your miles to offset the charge within 90 days. Plus, you may be able to transfer your miles to Capital One’s transfer partners. Transfer rates vary, depending on which airline you choose.

Unlike some airline miles, Capital One rewards miles don’t expire as long as your account is open and in good standing. There’s also no limit to the number of miles you can earn.

But you could lose unredeemed miles if you close your account or if your account is no longer active or in good standing—for example, if it’s suspended, restricted, delinquent or in default.

Whether you’re planning your next adventure or shopping online for essentials, Capital One miles can get you there.

Capital One offers travel rewards credit cards with exclusive benefits and elevated rewards that can help make your travel experience more enjoyable.

• Elevate your next adventure with the Venture X card, which offers premium travel benefits and more.

• Earn unlimited 2X miles on every purchase, every day, and earn a one-time 75,000-mile bonus with the Venture card.