There’s more to Discover with Capital One

You don’t have to go to social media or random blogs to find out what’s happening with Discover credit cards and Capital One. We’ve got you covered. 

And if you’re a Discover credit cardholder, just remember that we’ll contact you directly to let you know if anything is happening with your account.

What you’ll learn:

• Discover cardholders will manage their accounts through the Capital One website and app. We’ll let you know when it’s time. 

• Discover cardholders will keep their cards and rewards—and unlock access to additional benefits from Capital One.

• To read more about the move to Capital One, you can visit two pages that offer more information.

• One page has basic information, including new rewards opportunities, and the other page has detailed answers to dozens of common questions.

Discover accounts are moving to the Capital One website and app. But it’s not all happening at once. Some Discover cardholders have already made the move. Others won’t until later this year or 2027. When it’s your turn, you’ll know because we’ll reach out. 

Moving to Capital One means more to enjoy, along with the popular features you’ve come to expect. 

• Your card is still your card: Primary cardholders keep their account number and card.

• Your rewards are still your rewards: Balances remain, and features such as 5% cash back bonuses and the year-end match program aren’t going anywhere.

• No hidden tricks: Beyond rewards, there are no hidden tricks. There’s still no annual fee, and you’ll keep your current APR and credit limit. View important rates and disclosures.

Once your account moves, you’ll have even more rewards opportunities, including:

• 5% cash back through Capital One Travel

• 5% cash back through Capital One Entertainment

• Up to 15% cash back through Capital One Offers

You can manage your account from anywhere with the Capital One website and app. But managing statements from Capital One by phone or mail is OK too. And if you ever need extra support, customer service representatives are still available day and night.

We’ve gotten a lot of great questions about what will happen as we combine the strengths of Discover and Capital One. Instead of trying to answer them all here, we compiled the most common questions in one place. That FAQ page covers dozens of topics, and it’s organized to help you find quick answers about:

• Account settings and details

• Authorized users & joint account holders

• Digital wallets

• New card and activation

• Payments and transactions

• Rewards and benefits

• Sign in and security

Social media and blogs are full of secondhand information about what’s going on with Discover and Capital One. If you’re a Discover cardholder, we’ll let you know directly if something is happening with your account. In the meantime, there are two resources where you can learn why there’s more to Discover and find answers to frequently asked questions.