NaN % APY
High-yield rate
A competitive Annual Percentage Yield (APY)—earn more when you save more
No fees
No worries
No monthly or maintenance fees—what you earn is what you keep
$0
No minimum
There’s no minimum to open & keep your online savings account
TRACK YOUR SAVINGS ON-THE-GO
Easy account transfers
Move your money between linked Capital One accounts or external bank accounts to take advantage of a high-yield rate.
Automatic savings plan
Keep your personal online savings account growing with automatic transfers.
Multiple accounts
Create multiple Performance Savings accounts with a high rate for each of your financial goals.
Mobile check deposit
Deposit checks almost anywhere, anytime. Just take a pic of the check with your phone.
Easy account transfers
Move your money between linked Capital One accounts or external bank accounts to take advantage of a high-yield rate.
Automatic savings plan
Keep your personal online savings account growing with automatic transfers.
Multiple accounts
Create multiple Performance Savings accounts with a high rate for each of your financial goals.
Mobile check deposit
Deposit checks almost anywhere, anytime. Just take a pic of the check with your phone.
THIS IS BANKING REIMAGINED®
Open in 5 minutes
You can open a 360 Performance Savings account with a high-yield savings rate in about 5 minutes. Get started today.
A top-rated mobile app
With the Capital One Mobile app, you can manage your savings online anytime, almost anywhere.
FDIC-insured
Balances in your online 360 Performance Savings account are fully insured up to the FDIC’s allowable limits.
Earn a high-yield savings rate
Make the easiest decision with a great savings rate.
| Savings Account Balance | Annual Percentage Yield (APY) |
|---|---|
| Any balance | NaN |
APYs are variable and effective 10/31/2024.
LOCATIONS
Find a Capital One Café or bank branch near you.
Personal finance should be, well, personal. That’s why we invite you to stop by and talk about your banking needs. Locate a Capital One Café or bank branch nearest you.
FREQUENTLY ASKED QUESTIONS
How and where can I open a savings account?
It’ll depend on the bank and account you choose. You can open a 360 Performance Savings account in about 5 minutes online, on your mobile device or at a Capital One location—no minimum balance required.
To open a no-minimum 360 Performance Savings account, have these things ready: your name, date of birth, mailing address, email, phone number, employment information, annual income, Social Security number and citizenship information. You’ll also need to agree to the terms and conditions. Based on varied factors, you may be denied for a 360 Performance Savings account. Upon approval, you’ll have 60 days to fund your account. Read more about the terms and conditions.
Can I open a 360 Performance Savings account at a Capital One location?
Yes, you can open a 360 Performance Savings account at a Capital One branch or Café. Since life doesn't just happen during business hours, you can also open a 360 Performance Savings account online or through the Capital One Mobile app.
Are savings accounts free?
It depends on your specific account.
Capital One’s 360 Performance Savings account has no monthly fees. You read that right. This is an online savings account with no fees and no minimum to open or keep the account. That means every dollar you earn is yours to save.
Are savings accounts FDIC-insured?
Capital One’s 360 Performance Savings accounts are insured by the FDIC up to allowable limits.
RESOURCES
