A debit card is a payment card that deducts money directly from your checking account to pay for purchases instead of using cash. You can also use it to get cash and make other ATM transactions. The Capital One Debit card is directly connected to your 360 Checking account.

When you open your first 360 Checking account online, your contactless debit will arrive in the mail within 5-7 business days in a discreet envelope. You’ll use this one debit card across all of your 360 Checking accounts.

You can activate your 360 Checking debit card in a few simple steps online or from the Capital One Mobile app.

Yes. Each contactless transaction creates a unique one-time code or password, which reduces security risks—and it can be read only by the card-processing network. This is more secure than a magnetic stripe, since data from “magstripes” can be easily captured and duplicated. Learn more at Contactless Credit & Debit Cards.