SavorOne Rewards from Capital One
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services with a $39 annual fee. 1
Find out if you’re pre-approved with no risk to your credit score.
Find out if you’re pre-approved with no risk to your credit score.
Enjoy these benefits with SavorOne
MAXIMIZE YOUR CASH BACK
Slide the bars to reveal your earning potential
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All Other Purchases
1% cash back
You could earn $132 per year with SavorOne.
FREQUENTLY ASKED QUESTIONS
How does Capital One determine which purchases qualify for cash back?
Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.
Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.
Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.
What counts as a grocery store?
A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.
What counts as dining?
Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.
What counts as entertainment?
Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.
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The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®
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$0 fraud liability claims are subject to investigation and verification.
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PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc. PayPal terms and conditions apply.
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Amazon.com and the smile logo are trademarks of Amazon.com Inc., or its affiliates.
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Terms apply to the use of Capital One Travel. See travel.capitalone.com/terms-of-service/ for details.
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The actual amount of cash back you earn will depend on your credit limit and purchase activity.
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Some cardholder benefits are only available to the primary cardholder and not authorized users.
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Balance transfer requests are subject to approval.
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With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
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CreditWise availability will vary depending on ability to obtain your credit history from TransUnion® and is free for everyone whether or not you have a Capital One credit card.
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Cafés do not provide the same services as bank branches, but all Cafés have ATMs and Ambassadors who can help you. Visit a Café for details. Food and beverages provided by a third party provider. The 50% off handcrafted beverage discount is applicable with the use of any Capital One credit or debit card that is accepted at the Café. Limit one per person (if applicable), while supplies last. Banking products and services offered by Capital One, N.A., Member FDIC. © 2023 Capital One.