Capital One’s digital tools for holiday shopping

Santa’s got competition. These Capital One digital tools bring the real magic to the holiday shopping season. With their help, you can find great deals, shop more securely online and save money through refunds, price matches and more. 

What you’ll learn:

• Capital One digital tools like account alerts, Eno and the Capital One Mobile app make it easy to track spending and monitor your credit card activity during the holiday shopping season.

• Virtual cards from Capital One and Paze℠ online checkout offer ways to add an extra layer of convenience and security to the online shopping experience.

• Capital One Offers provides eligible cardholders access to exclusive deals to earn rewards and statement credits on purchases at thousands of retailers.

• The free Capital One Shopping tool helps shoppers save through price comparison and by automatically applying coupon codes at checkout.

Capital One customers can take advantage of a number of digital tools designed to help them save money and stay safe while shopping online. Take a closer look at some of the digital tools that can help with your holiday shopping.

Eno, your Capital One virtual assistant, is a useful tool to help you manage your holiday spending and keep your account secure throughout the busy shopping season. With Eno’s chat functionality, you can easily ask account-related questions such as “What is my account balance?” or “How much available credit do I have?” and Eno will answer you in real time.

When you manage your Capital One account online or through the Capital One Mobile app, you will receive alerts and notifications to help protect your account from potential fraud. If Capital One detects suspicious activity, you’ll receive a text message about the questionable charge and can quickly lock your card through the app if needed. You can also set up Purchase Alerts to be notified if there’s unusual activity on your credit card account—like duplicate transactions or unusually large tips.

Virtual cards make online shopping easier all year round. Virtual card numbers act as a stand-in for your actual credit card number when you shop online. Not only does this save you from needing your physical card to check out, but it also prevents your actual card number from being shared with retailers.

You can access your virtual card directly through the Capital One Mobile app, which can be used at most merchants. Or you can generate store-specific virtual cards with Google Pay™ when shopping on Chrome or in Android apps or by using the Eno browser extension. When you use virtual cards that are linked to your eligible rewards credit card accounts, you’ll still continue to earn rewards on your purchases.

Capital One cardholders can enjoy easy access to their account information through the Capital One Mobile app. Simply sign in to see the current balances for your credit card or checking or savings accounts as you track your spending against your holiday budget.

You can also view all your account transactions for added peace of mind during the holiday shopping season. Rewards cardholders can also redeem the cash back or miles they earn on those holiday gift purchases.

Plus, when your holiday shopping takes you on the go, the Capital One Mobile app enables you to:

• Deposit checks

• Send and receive money fast with Zelle®

• Receive purchase notifications on your mobile device

• Lock or unlock a card

• Monitor your credit score with CreditWise

• Manage your virtual cards and digital wallets

• Get cash from one of the 70,000+ fee-free Capital One and partner ATMs, or add cash to an eligible account at any Walgreens, CVS® or other participating store 

Eligible Capital One cardholders can use Paze to check out online at participating retailers. Like digital wallets, Paze keeps your actual credit card number hidden from merchants. But unlike typical digital wallets, Paze simplifies the checkout process even further—there’s no app to install or new sign-in information to remember.1 Instead, Paze comes with your Capital One card, and you can manage your eligible cards directly through the Capital One Mobile app.

So if your holiday shopping lands you on a website where you see the Paze button or logo at checkout, you can make your purchase in a few simple steps. For added convenience, you can activate Paze ahead of time through your Capital One online account or in the Capital One Mobile app.

Before you start your holiday shopping, it may be helpful to check Capital One Offers. When you sign in to your online account on the Capital One website or Capital One Mobile app, you can explore offers that enable you to earn rewards and statement credits at thousands of retailers. Capital One Offers is available to customers with an eligible account in good standing.

Capital One Shopping is a free tool that helps you find great prices for the things on your holiday shopping list. And you can save when you shop on your computer or on the go with the Capital One Shopping mobile app. Once you download it to your device, you can use it to find free coupons at thousands of merchants, compare prices on specific items and receive price-drop emails for items you want. Plus, you’ll earn Capital One Shopping rewards on your eligible purchases, which you can redeem for gift cards.

Capital One Shopping is easy to use, and you don’t even have to be a Capital One customer to use it.¹

From price comparison tools to virtual cards, Capital One’s digital tools cater to your holiday shopping needs and make it easier than ever to keep your account more secure while you take advantage of the great holiday sales. 

Looking for even more ways to add convenience and security to your holiday shopping? Download the Capital One Mobile app today and get access to exclusive digital features—whenever and wherever you need them.