Referring a business to Capital One: Everything to know

Do you have business contacts you feel could benefit from a Capital One business card? If so, we invite you to refer them! If their applications are approved, your contacts will reap the benefits of the Capital One business card, and you’ll get rewarded.

What you’ll learn:

• The Capital One Business referral program offers a bonus in the form of a statement credit or miles rewards balance for successfully referring any of your business contacts to a Capital One business card.

• You can complete the referral process in a few steps if you’re eligible. Copy the referral link, and send it to your contact. If they apply and are approved, you’ll earn the referral bonus. You can expect to receive your bonus within eight weeks, sometimes sooner.

The Capital One Business referral program incentivizes current and eligible Capital One business cardholders to refer business contacts to Capital One by offering a bonus in the form of a statement credit or miles reward balance. If they’re approved, they’ll experience the benefits of a Capital One business card. If you’re a Capital One business cardholder, you can refer your business contacts in three easy steps:

1. Sign in to your account to check your eligibility and maximum referral bonus amount.
2. Share your custom referral link with your eligible contacts.
3. If their applications are approved, you’ll receive a bonus for each referral you make in the form of a statement credit or miles reward balance. This reward will come to you within eight weeks, sometimes sooner.

Whether you have a no preset spending limit card or a traditional fixed-line credit card, you could be eligible for a referral bonus.

Eligibility for the Capital One Business referral program has a few requirements, such as:

• Your account must be open and in good standing.

• Your business referrals cannot be existing Capital One business cardholders.

• Your business referrals must submit an application and be approved for the card before you can receive the bonus.

• Your business referrals must apply by using your unique referral link.

• Your business referrals must be separate from any businesses you own.

While you can make unlimited referrals, you’ll only be compensated up to the maximum bonus amount associated with your account. 

Finding your unique referral link is easy. It can be accessed two ways:

1. Sign in and select View Account to select the Capital One small business card account you’d like to refer.

2. From the main navigation bar, go to → Rewards & benefits → Refer a business.

3. Identify your unique referral link and click Copy.

4. Paste and send this unique referral link to your small business contacts.

1. Sign in and select the small business card account you’d like to refer, then navigate to the product you’d like to refer.

2. Scroll down to Refer a Business and click Share Now. Here you will find your maximum referral bonus amount and what you’re eligible to receive in the upcoming year.

3. Click Refer a Business, and choose how you wish to send the referral link.

Referring your business contacts to Capital One is a simple process. If they’re approved, you’ll earn a bonus in the form of a statement credit or miles rewards balance, and they’ll experience the benefits that come with a business card from Capital One. 

If you’re a Capital One cardholder, you can sign in to check if you’re eligible to submit a referral. Not a customer yet? See the business card offerings from Capital One to find one that can help move your business forward.