Savor Student RewardsSavor Student Rewards
Unlimited rewards
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases. 2
Earn a $50 bonus
Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening.3
$0 annual fee
Plus, there are no hidden or foreign transaction fees.
Featured benefits
Make credit history
Build your credit history with responsible card use while earning great rewards. It’s a win-win.6
Save on travel
If you find a better price on another site within 24 hours of booking an eligible flight, hotel or rental car, you’ll get a travel credit for the difference.9
Get proactive alerts
Receive an alert if Capital One detects an unexpected charge or potentially suspicious activity on your account.10
Capital One Entertainment
Earn 8% cash back on purchases and get cardholder-only access to VIP packages, pre-sales and on-site perks across sports, music, dining and more.11
No foreign transaction fees
You won’t pay transaction fees when you use your Savor Student Rewards card to make purchases outside of the United States.
Explore all benefits13
Account management
Add an authorized user
Add an authorized user to your account and track spending by user.
Chat with Eno
Chat with Eno, your Capital One assistant, over text, online or in the Mobile app for quick answers to your account questions.10
Get 24/7 customer service
Helpful customer service representatives are available to assist you 24 hours a day.
Get instant purchase notifications
Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.
Monitor your credit for free
Use CreditWise from Capital One to check your FICO® Score 8 as often as you’d like and get alerts when your TransUnion® or Experian® credit report changes.14
Help never miss a payment
Set up AutoPay for your account and your payments will be made automatically every month.
Receive account alerts
Receive an alert if Capital One detects a potential mistake or unexpected charge, like a duplicate purchase or a sudden recurring bill increase. Track recurring merchants and other frequently used merchants where your card is stored online.1015
Stay on top of your account
Manage your account anywhere, anytime, with the Capital One Mobile app. Pay your bill, view your balance and transactions—even stay on top of your credit for free with CreditWise from Capital One.14
Transfer a balance
Transfer your higher-rate balances onto a Capital One card.16
Security features
Get $0 fraud liability
If your card is lost or stolen, you will not be responsible for unauthorized charges.5
Get security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account.
Lock your card
Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen.17
Replace your card
If your card is lost or stolen, you can get an emergency replacement card.
Use virtual cards
Pay for online purchases with virtual cards and keep your physical card number to yourself.15
Manage subscriptions
Easily view, cancel or block subscription charges all within the Capital One Mobile app. The all-in-one subscription manager is available at no additional cost and requires no extra signup.18
Rewards redemption
Get reimbursed
Cover the cost of any recent purchase made with your Savor Student Rewards card within 90 days of the purchase date.
Redeem for cash
Redeem cash back for a statement credit or a check.7
Redeem for gift cards
Redeem rewards for gift cards with your favorite merchants.8
Redeem rewards with ease
Sign in to your account or use Capital One’s mobile app to easily view redemption options.
Redeem rewards with PayPal
Use your Capital One rewards on eligible purchases at millions of online stores.19
Redemptions big and small
Use cash back as you go or save up for a big trip or purchase.
Shop at Amazon.com
You can pay for Amazon.com purchases using your Capital One rewards.20
Unlimited rewards that don’t expire
There’s no limit to the amount of cash back you can earn with your Savor Student card—rewards won’t expire for the life of the account.
Events & exclusives
Access exclusive events
Enjoy 8% cash back on Capital One Entertainment purchases and access to can’t-miss events across music, sports, dining, theater and more with a collection of VIP packages, exclusive pre-sales, tickets and onsite perks. Explore Capital One Entertainment.11
Get 50% off handcrafted beverages
Capital One cardholders enjoy 50% off all handcrafted beverages every day at any Capital One Café nationwide. Find your Café.21
Travel
Book with Capital One Travel
Earn unlimited 5% cash back on hotels, vacation rentals and rental car bookings. Plus, save an average of 15% on flights with price prediction from Capital One Travel.22
Enjoy concierge service
Receive complimentary, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.
Get 24-hour travel assistance
If your credit card is lost or stolen, you can get an emergency replacement card.23
No foreign transaction fees
You won’t pay transaction fees when making purchases outside of the United States.
Travel with accident insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.23
Shopping
Access Capital One Offers
Cardholders have exclusive access to earn statement credits or rewards by shopping online at thousands of retailers, like Adidas, Macy’s and more.
Enjoy an extended warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.23
Save with Capital One Shopping
This free browser extension automatically applies the best available coupon codes at checkout and alerts you when prices drop on items you’ve viewed or purchased. Capital One Shopping is free for everyone, whether or not you have a Capital One credit card.
Want to see more student cards?
Frequently asked questions
Who does Capital One consider to be a student?
A student is anyone currently enrolled or admitted and planning to enroll in the next three months at an accredited university, community college or other higher education institution.
What happens to my Savor Student Rewards card when I graduate?
Although you’re graduating, your Capital One Savor Student Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.
How does Capital One determine which purchases qualify for cash back?
Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.
Some merchants that sell food and drinks that are located within larger establishments—such as hotel restaurants or grocery store food counters—and some food trucks or food carts may not categorize themselves as dining merchants.
Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets, or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.
What counts as a grocery store?
Supermarkets, meat lockers, freezers, dairy product stores and specialty markets count. Superstores like Walmart® and Target® are excluded.