Credit Cards

Platinum from Capital One

Get the credit you need with the #1 Credit Card for Customer Satisfaction – No Annual Fees or Rewards by J.D. Power. 1

Find out if you're pre-approved with no risk to your credit score.

See If I'm Pre-ApprovedApply Now
View important rates and disclosures
Credit Level: FAIR
Read all 9,553 reviews

Platinum from Capital One

Get the credit you need with the #1 Credit Card for Customer Satisfaction – No Annual Fees or Rewards by J.D. Power. 1

Find out if you're pre-approved with no risk to your credit score.

See If I'm Pre-ApprovedApply Now
View important rates and disclosures
Fair Credit
9,553 reviews

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Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9553 reviews
91 %
of reviewers recommend Platinum
4.5
based on 9553 reviews
91 %
of reviewers recommend Platinum
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Taken everywhere

Nanc47 - 2 days ago

I like knowing I can go anywhere and they will take my card

Yes, I recommend this product
Yes, I recommend this product

User

Starq - 2 days ago

I depend on my Capital One card. I’m a long time card holder.

Yes, I recommend this product
Yes, I recommend this product

Great card

AzMJ - April 27, 2026

Card has a great app and credits payments immediately. No waiting for access to your credit.

Yes, I recommend this product
Yes, I recommend this product

Great card .

Bodytech - April 27, 2026

Capital one card is there when I need it for emergency.

Yes, I recommend this product

Wouldn't recommend

Purplelove76 - April 27, 2026

Was a good fit but after you pay them off they don't want to increase the amount you started off with. Terrible business to turn someone down after it was paid off

Yes, I recommend this product

Great Job

riddle2 - April 24, 2026

Absolutely no complaints. I have had a Capital One card for about 30 years now and have never had a reason to complain.

Yes, I recommend this product
Yes, I recommend this product

Great card!

Mary 50 - March 27, 2026

The card is a good fit for me. It should be recommended to everyone.

Yes, I recommend this product
Yes, I recommend this product

Nothing burger

Ronn Chambara - February 28, 2026

Platinum card is probably the most basic card Ive seen, no points or benefits or bonuses. Biggest pro is not needing a credit history.

Yes, I recommend this product
Yes, I recommend this product

Mid credit card

LTC6 - February 28, 2026

Had card for well over five years and NEVER got a credit limit increase. All my other credit cards were given a credit limit increase but never capital one. My Amex card is way better (more cash back and features) credi...

Yes, I recommend this product
Yes, I recommend this product

Excellent Rate

Marcy23 - February 27, 2026

My Capital One card is a great fit for me because of the generous credit limit and excellent interest rate

Yes, I recommend this product
  1. 1

    Platinum, issued by Capital One, received the highest score in the Bank Credit Cards – No Rewards or Annual Fee segment, excluding co-branded cards. For J.D. Power 2024-2025 award information, visit jdpower.com/awards.