Credit Cards

Platinum from Capital One

Get the credit you need with the #1 Credit Card for Customer Satisfaction – No Annual Fees or Rewards by J.D. Power. 1

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.

Check My EligibilityApply Now
View important rates and disclosures
Credit Level: FAIR
Read all 9,560 reviews

Platinum from Capital One

Get the credit you need with the #1 Credit Card for Customer Satisfaction – No Annual Fees or Rewards by J.D. Power. 1

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.

Check My EligibilityApply Now
View important rates and disclosures
Fair Credit
9,560 reviews

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Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9560 reviews
91 %
of reviewers recommend Platinum
4.5
based on 9560 reviews
91 %
of reviewers recommend Platinum
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Awesome

J Sammy - 1 days ago

This card has came in so handy. We are so happy we took a chance on a credit card.

Yes, I recommend this product
Yes, I recommend this product

Great features.

Spriggs - 1 days ago

My capital one is a good fit easy to read the numbers.

Yes, I recommend this product
Yes, I recommend this product

Great Features and is a good card

Mumma - 1 days ago

My Capital One card fits my lifestyle perfectly and is easy to use

Yes, I recommend this product

Find another card

Just honest - 1 days ago

This card is great for a college student not for someone in their forties cant even get a rental car with this card.

Need more

Poorlady - June 27, 2026

It would be nice for the interest to go down with good payments or to occasionally offer a period of free interest.

Bad

Marcus5 - June 27, 2026

So many interest, every month even if I not use it

Yes, I recommend this product

Best card

Sherloc1956 - June 27, 2026

I love this card. Once I pay off my other cards this will be the only one I will keep. It is easy to use, doesn't charge all of those crazy fee's other cards keep you in debt with.

Yes, I recommend this product
Yes, I recommend this product

Taken everywhere

Nanc47 - May 27, 2026

I like knowing I can go anywhere and they will take my card

Yes, I recommend this product
Yes, I recommend this product

User

Starq - May 27, 2026

I depend on my Capital One card. I’m a long time card holder.

Yes, I recommend this product
Yes, I recommend this product

Great card

AzMJ - April 27, 2026

Card has a great app and credits payments immediately. No waiting for access to your credit.

Yes, I recommend this product
  1. 1

    Platinum, issued by Capital One, received the highest score in the Bank Credit Cards – No Rewards or Annual Fee segment, excluding co-branded cards. For J.D. Power 2024-2025 award information, visit jdpower.com/awards.