Credit cards offer advantages you may often overlook. Here are some Capital One credit card perks you might have and didn’t know about.
The Obvious Benefit: Rewards
Rewards are one major benefit of many cards. If you have a card that lets you earn cash back, that’s extra money to spend or put towards your balance. If you earn airline or travel rewards, you can redeem them on vacation expenses and other purchases. Capital One has cards to fit your lifestyle so you can get the kind of rewards that matter most to you.
If you love to use your rewards for travel-related purchases, Venture® could be the right card for you. If you want unlimited cash back rewards, check out the Quicksilver® card. And if you want to earn cash back from eating out or cooking in, try Savor® from Capital One.
There’s More to Your Card Than Rewards
From fraud alerts to travel upgrades, Capital One credit card benefits and services help you in everyday life and out on the road. You can pay your bill from your phone and get alerts if there’s suspicious account activity. When traveling abroad, you’ll have 24-hour assistance services and won’t have to pay foreign transaction fees. Check your benefits guide for everything your card offers.
Complimentary Concierge Service
Concierge services aren’t just for hotel guests—they’re also for some cardholders. It’s like having a personal assistant 24 hours a day, 7 days a week. This free service can help you plan a trip and get access to unique dining and entertainment events.
Auto Rental Collision Damage Waiver
Rent an eligible vehicle with your credit card and you could be covered for damage due to collision or theft.
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Lost Luggage Coverage
You may be eligible to receive some reimbursement if your luggage goes missing, if you’ve booked the trip with your eligible card. Locator services might help guide you through claim procedures of different airlines or arrange shipment of replacement items.
Travel Upgrades and Savings
Some cardholders have access to benefits, amenities and upgrades when traveling. You could receive premium travel offers, like trip packages and discounts. And you’ll earn unlimited 2x miles on every purchase with the Capital One Venture card.
You could get additional warranty protection at no charge on eligible items that are purchased with your credit card.
24-Hour Travel Assistance Services
If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
Experienced travel advisors may be available to help you plan your trip and recommend unique experiences.
No Foreign Transaction Fees
Your card comes with a wide range of benefits—maybe more than you realized. So, check your benefits guide and make sure you’re taking advantage of everything your card has to offer.