You can send funds using Zelle through the website or mobile app. If you have not registered with Zelle, you will need to first register your account with Zelle through the Capital One Mobile app.

To access Zelle through the mobile app:

  1. Sign in to the Capital One Mobile app (Text “MOBILE” to 80101 for a link to download)
  2. Tap the checking account you want to send funds with
  3. Tap “Send Money With Zelle” to get started

To access Zelle through the website:

  1. Sign in to capitalone.com
  2. Click on the checking account you want to send funds with
  3. Click “Send Money With Zelle” to get started

Please Note: You may be required to verify a One-Time Passcode to send funds with Zelle. If you do not have a mobile phone number that can be used to receive a one-time passcode, you cannot send funds with Zelle.