Today’s marketplace is always on and always on the move. Wherever and whenever you get an opportunity, Spark Pay helps you make the sale.
Spark Pay makes it simple to turn your tablet into a full-featured (and darn good-looking) point-of-sale.
Let the retailers rejoice.
|Sign up and get a $50 bonus after processing $5,000 in the first 3 months|
Spark Pay from Capital One® was named “Overall Most Innovative” in the 2014 Monarch Innovation Awards.
There are no viewing parties. There isn’t even a red carpet. But winning a Monarch is still a pretty big deal—only the newest and most innovative business banking products are able to win. And when you sign-up for Spark Pay, you’ll win too.
For more information about the Monarch Awards, click here.
Business at the Speed of Now.
Spark Pay Makes it Simple.
Simple and fast, Spark Pay helps you take better care of your business, so you can get back to what you love best about being IN business.
Pricing You Can Easily Understand
Say goodbye to confusing contracts and expensive equipment. Spark Pay’s pricing is elegantly simple, and the reader and app are FREE.
Just choose the plan that fits your business best.
Best for businesses with high volumes of credit card transactions every month. You’ll pay a small monthly fee, but spend less for individual transactions.
The ultimate in flexibility. You only pay for the transactions you run each month.
Manage everything from one dashboard, across all your sales channels. Sync with Stitch LabsSM to manage your inventory in real-time.
If you sell online and in-store, Stitch Labs makes it possible for you to track your inventory across all these channels. Stitch also enables you to sync with your shopping cart, marketplaces, and POS all in one.Stitch Labs
Assistance and Advice—Seven Days a Week
Have a question about your account, card reader, or our app? Give us a call at 877-231-7547 and talk to a member of our Spark Pay team. Our experts are available and ready to help from 9 AM to 9 PM ET, Monday through Friday, and 9 AM to 5 PM ET, Saturday and Sunday.
Want to hunt for answers on your own? Rugged individualist, eh? We respect that. You can search for answers online in our comprehensive FAQs, email us at firstname.lastname@example.org, or send us your questions on Twitter @askcapitalone.
Powerfully Simple Reporting Tools Help You Make Business Decisions Quickly—In the Office or On–the–Go
Spark Pay’s dashboard makes it easy to manage your business from anywhere, anytime.
See what’s selling well, as well as who’s selling it. You can monitor your sales history and keep track of account and payment activity. Our intuitive sales reporting tools help you make informed business decisions.
You can access the Spark Pay service after registering an account (”Spark Pay Account“). Credit qualifications and other conditions apply.
To register for Spark Pay you must be at least 18 year of age, have an address within the United States and have a valid checking account number and routing information linked to your Spark Pay account.
Transaction rates vary by card carrier and depend on the Spark Pay plan you are registered for (Go Plan or Pro Plan). The advertised rates of 2.70% and 1.95% are the use charges on “card present” transactions on a Visa, MasterCard and Discover card, and apply per each swipe. Please see the chart above for a full breakdown of transaction rates. Rates current as of 01/31/2015 and may change at any time.
The Pro Plan monthly subscription fee is $9.95. We will charge your linked checking account 30 days after you subscribe for the Pro Plan. Subscription fee will repeat every 30 days.
If your Spark Pay account drops below $0, we will initiate a debit from your linked bank account to return your Spark Pay account balance to $0. A Spark Pay merchant account can have a negative balance due to charge back (and associated fees) or the debit of the Pro Plan monthly subscription fee.
Your first card reader is at no cost to you. Upon request, replacement and/or additional card readers are available at no additional cost for active Spark Pay customers (up to 3 card readers).
There is no minimum number of transactions requirement to use the Spark Pay service. Maximum merchant transaction limits are based on your business profile; should you want to raise your Spark Pay maximum transaction limits, please refer to the FAQ page on www.SparkPay.com.
To read the full terms and conditions, please see Spark Pay User Agreement.
Apple, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. By clicking on the App Store link above, you will be taken to a website hosted by Apple. Android is a trademark of Google Inc. By clicking on the Google Play link above, you will be taken to a site hosted by Google Inc.
Stitch Labs is a service mark of Stitch Labs, Inc.
To qualify for the $50 account opening bonus, you must open a Spark Pay account and process a minimum of $5,000 in transactions within the first 3 billing cycles of your account. Billing cycle will begin on the date of account opening. If you are eligible, we will credit the checking account you have linked to your Spark Pay services within 2-4 weeks after the transaction minimum has been met.
All trademarks used herein are owned by their respective owners. Capital One does not provide, endorse, nor guarantee and is not liable for third party products, services, educational tools, or other information available through www.capitalone.com.
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