Capital One VentureOne vs. Quicksilver cards comparison

Capital One offers credit cards for all kinds of budgets and spending habits. And those who want to avoid an annual fee while still accessing elevated benefits might consider the VentureOne and Quicksilver cards. View important rates and disclosures. 

When you compare the credit cards, you might notice a lot of similarities.

What you’ll learn:

• VentureOne cardholders can earn unlimited rewards miles on every purchase, including elevated rewards through Capital One Travel and Capital One Entertainment.

• Quicksilver cardholders can earn unlimited cash back rewards on every purchase including elevated rewards through Capital One Travel and Capital One Entertainment.

• VentureOne and Quicksilver cardholders generally have excellent credit.

• VentureOne and Quicksilver cards have similar bonuses, rates and fees.

VentureOne and Quicksilver offer cardholders with excellent credit the opportunity to earn unlimited rewards. And new cardholders can also earn bonuses.

But they are different types of credit cards. VentureOne is a travel credit card, offering rewards in the form of miles. Quicksilver is an everyday cash back credit card that rewards cardholders with a percentage of every purchase.

Miles versus cash back aside, VentureOne and Quicksilver cardholders enjoy many of the same benefits: 

• Both cards have flexible redemption options, including the ability to redeem for cash or gift cards, check out at Amazon.com or use with PayPal®. 

• Neither card has an annual fee or foreign transaction fees. View important rates and disclosures.

The table below shows a quick comparison of other key features.

VentureOne cardholders earn 1.25 miles per dollar on standard purchases; 5 miles per dollar on hotels, vacation rentals, rental cars and activities through Capital One Travel; and 5 miles per dollar through Capital One Entertainment.

New cardholders can earn 20,000 bonus miles by spending $500 within 3 months of opening their account. 

Another big advantage of VentureOne is the flexibility to put miles toward past or future travel. Cardholders can do that in three ways:

• Use miles or their card (or both) to book trips through Capital One Travel.

• Get reimbursed for some recent travel purchases, including vacation and car rentals, airline tickets and hotel stays.

• Transfer miles to Capital One travel partners.

Quicksilver is a cash back credit card. Cardholder rewards start at unlimited 1.5% cash back, plus 5% back through Capital One Entertainment. Quicksilver may not be a travel rewards credit card, but cardholders can still earn 5% back on hotels, vacation rentals, rental cars and activities through Capital One Travel.

Deciding which card is better might just come down to whether you prefer miles or cash back rewards. If you’re interested in a travel rewards credit card, VentureOne might be the card for you. If you’re looking for a traditional cash back card (that still has its share of travel perks), then Quicksilver may be a better fit.

Quicksilver and VentureOne cards share many similarities, but ultimately the difference between the two cards comes down to rewards: 

• VentureOne is a travel rewards credit card: Cardholders can earn unlimited 1.25X miles, plus elevated miles through Capital One Travel and Capital One Entertainment.

• Quicksilver is a cash back credit card: Cardholders can earn unlimited 1.5% cash back, plus elevated cash back through Capital One Travel and Capital One Entertainment.