Why Is Credit Important?
Having credit can be an important part of planning for the future. Your credit history is an indication of how you’ve managed debt in the past. But how might credit affect your financial decisions in the future?
There are no quick fixes or shortcuts when it comes to boosting your credit score. But if you’re using credit responsibly, you’re on the right track. If you want an idea where you stand, you can use a tool like CreditWise from Capital One. It’s free to all—whether you’re a Capital One customer or not. And using it to check your credit won’t hurt your score. So it’s perfect for tracking your progress.