Credit can be complicated. But you’ve come to the right place—whether you’re building credit from scratch or looking to rebuild. Use the menu below to get started. Each section will take you to articles from Capital One’s Learn and Grow to help you on your journey.
Why Is Credit Important?
Having credit can be an important part of planning for the future. Your credit history is an indication of how you’ve managed debt in the past. But how might credit affect your financial decisions in the future?
There are no quick fixes or shortcuts when it comes to boosting your credit score. But if you’re using credit responsibly, you’re on the right track. If you want an idea where you stand, you can use a tool like CreditWise from Capital One. It’s free to all—whether you’re a Capital One customer or not. And using it to check your credit won’t hurt your score. So it’s perfect for tracking your progress.