All about VentureOne Business from Capital One

VentureOne Business from Capital One offers unlimited 1.5X miles on all purchases and a welcome bonus. You can use this card’s elevated travel benefits, comprehensive account management tools and security features to help you get business done more efficiently.

VentureOne Business is a great fit for business owners who are looking for a business credit card that has a traditional fixed line of credit and offers unlimited travel miles on all purchases—for no annual fee. Keep reading to learn more about VentureOne Business from Capital One.

VentureOne Business offers everyday rewards in the form of unlimited miles and is geared toward excellent credit profiles.

Some top-tier travel rewards and benefits you can expect with VentureOne Business include no foreign transaction fees, access to Capital One Business Travel, roadside assistance benefits, the ability to transfer miles to various transfer partners and Hertz Five Star® status.

VentureOne Business doesn’t charge foreign transaction fees, so you don’t have to worry about additional charges abroad—whether you’re traveling for business or pleasure.

VentureOne Business gives you access to Capital One’s travel booking site—Capital One Business Travel—which can help you:

• Save with confidence: You can use Capital One Business Travel to track flight prices and predict the best time to book a trip—which can save you an average of 15%.

• Earn more rewards on travel: When you book a hotel, vacation rental or rental car with Capital One Business Travel, you can earn an additional 5X miles to get rewarded for the way you travel.

• Access to extensive trip options: You can choose from over 200 airlines and more than 1 million hotels when you book with Capital One Business Travel. Keep your trip on track by adding the option to rebook a delayed or canceled flight on any airline we offer, or get a refund.

• Enjoy around-the-clock support: Capital One Business Travel offers 24/7 white-glove service, so you can always speak to a live agent about your trip. 

Businesses can also simplify travel management with tools designed to keep bookings, policies and expenses organized in one place. Primary cardholders can assign admins to oversee travel, manage bookings and stay informed about who’s traveling and where, while travelers can confidently book, knowing every trip meets company policy.

With Capital One VentureOne Business, you can access roadside assistance services that can help you during an auto-related emergency, like:

• Jump starts

• Tire changes

• Towing services

You’re covered for theft or any damage to your eligible rental car with VentureOne Business.

Once you’ve earned miles, you can redeem them through Capital One Business Travel or get reimbursed for travel expenses made with your card within 90 days of purchase.

You can also opt to transfer your miles to one of Capital One’s 15+ participating miles transfer partners. There are a variety of airline partners to choose from, and many offer a 1:1 conversion ratio—meaning your miles transfer directly to the partner program’s miles or points at the same rate. You can also transfer your miles to a hotel transfer partner, though transfer rates may vary.

VentureOne Business cardholders are eligible for Five Star status through Hertz, so you can avoid the hassle of waiting in line at select locations. Some benefits of Five Star status include: 

• Earn 1.25 points for every dollar spent

• Enjoy vehicle upgrades when available

• Choose from a wider selection of vehicles

• Add an additional eligible driver for free

Employee cards, account managers, accounts payable management, software integrations and year-end summaries are just some of the innovative tools you can use to seamlessly manage your business credit card account from anywhere.

With VentureOne Business, you can enjoy free employee cards that let you:

• Set customized spending limits on each employee card

• Earn rewards on all purchases your employees make with their cards

• Access a personalized spending tracker to see spending activity, pending transactions and more

• Monitor and manage employee cards from anywhere using your laptop, tablet or mobile device

In addition to free employee cards, you can assign an account manager who has additional permissions, allowing them to:

• Make and manage card payments

• View the account’s balance and total available credit

• Activate all employee cards on the account

• Replace any lost or stolen employee cards on the account

• Review, download and print all transactions on the account

• Resolve fraud and purchase disputes on all employee cards

Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account. With Accounts Payable from Capital One, you can pay vendors by card (for a fee), ACH or check—even if they don’t accept cards. This means you can earn unlimited rewards on vendor payments, while keeping your transactions safe with built-in fraud protection. 

To help manage your company’s finances, you can easily sync your VentureOne Business account with various software providers such as Sage Intacct, Concur Expense or QuickBooks®.

Review your yearly spend with an itemized report, which can come in handy for budgeting purposes and at tax time. Plus, you can stay on top of your business’s spending with features like:

• Customizable payment due dates

• Automatic payments

• A list of merchants that charge recurring transactions

• Merchant information like an address, a logo, a phone number and a map—when available

With security features like virtual cards, fraud alerts and card lock, your VentureOne Business card can give you added peace of mind when making company purchases.

You can make more secure online transactions using a virtual card so your physical card number isn’t exposed to merchants. And if your physical card is ever lost or stolen, you don’t need to update your payment information with vendors. Plus, you can set up your virtual card for a limited time and lock it down—without needing to lock your entire account. 

If Capital One detects suspicious activity on your account, you’ll be alerted by email or text so you can quickly take steps to avoid any potential damage.

If your card or an employee’s card is lost, stolen or misplaced, you can lock it to prevent it from being used—and then unlock it at any time.

VentureOne Business from Capital One offers unlimited 1.5X miles and best-in-class travel benefits. And with no annual fee, you can use this card as a tool to help you build your business’s future—while getting rewarded for the way you travel. You can see if you’re pre-approved today—without impacting your personal credit scores.