Let’s get started, shall we?

This is the place to set up, learn about and love the great things you can do with your 360 Checking account. Before you know it, you’ll enjoy all the features and tools that 360 Checking offers—and wonder why you didn’t make the switch sooner.

Add money

It’s easy to add money to 360 Checking, with no minimum.

Get the app

Get the Capital One Mobile app for 24/7 banking.

Activate debit card

To make purchases from 360 Checking, activate your card.

Get direct deposit

360 Checking direct deposit features early paycheck.


Add account holder

Add a joint account holder and manage your spending all in one place.

Add beneficiaries

You can assign up to 10 individuals as beneficiaries to your 360 Checking account.

Link accounts

Add and link external bank accounts to your 360 Checking account.

Go paperless

Enroll in paperless statements and view them online or with our mobile app.

Order checks

We make it quick and easy to order new or additional checkbooks online.

Overdraft options

Explore overdraft options and choose the best coverage for your account.


Find an ATM or Capital One location near you.

When you need us, we’ll be there. Visit a Capital One ATM or branch near you or experience Banking Reimagined® at a Capital One Café.


Sign in to your Capital One account online or on the mobile app, then choose your 360 Checking account to view your balance. For a deeper dive, simply click on your account to view your recent transactions.

Just sign in online and click on your name in the upper right corner. If you don’t see your name, look for a gray circle in the upper corner. (On the mobile app, look for the circle above your account.) Then select Profile and click on the pencil.

For a mobile check deposit, as long as it’s received before 9 p.m. EST on a business day, it should post on the same day. Deposits at a Capital One location should generally be available the next business day. Direct deposits or deposits from external accounts, in most cases, should be available immediately once the transfer is complete. Learn how you can get paid up to 2 days sooner with early paycheck.

In most cases, direct deposits or deposits from external accounts should be available immediately once the transfer is complete.

If you need to change your PIN, sign in online and choose your 360 Checking account. Then click Account Services & Settings and select Change PIN under Manage Debit Card. Follow the prompts to change your PIN.

If you’re using the mobile app, simply choose your 360 Checking account and select View All from the I Want To... menu. Scroll down and select Manage Debit Card, then click on Change PIN and follow the steps.