360 Checking account features

Learn how 360 Checking1 can help you manage your money quickly and easily, with no fees or minimums. 

Open account

Checking designed for the way you bank

Mobile deposit

Deposit checks to your 360 Checking account from almost anywhere.

Early paycheck

Get paid up to 2 days sooner with 360 Checking and direct deposit.

Add cash in store

Add cash to your account at any participating store.

AutoSave

Use automatic savings tools for deposits into your Capital One savings account.

Wire transfer

Send and receive large amounts of money quickly and confidently for a low fee.

360 Checking gives you easy ways to manage your money

You’ll get a free debit card, a top-rated mobile app and access to 70,000+ fee-free ATMs. Plus, there are no fees or minimums.

Open account

SETTING UP YOUR 360 CHECKING ACCOUNT

Add beneficiaries

Learn how to add beneficiaries to a 360 Checking account.

Add a joint account holder

Learn how to add a joint account holder to a 360 Checking account.

Order checks

Learn how to order your free first batch of checks for a 360 Checking account.