Capital One Help Center | Credit Limit Increase

Support Center - Credit Limit Increase

Need access a higher credit limit?

You might be eligible for a credit limit increase.

How to request a credit limit increase

You’ll need to give us some information like your total annual income, employment status and monthly mortgage or rent payment, so have that handy.

Then, request a credit line increase and follow the directions to accept your new credit limit, if approved.

Keep in mind

  • Sometimes your new limit is approved immediately. Other times, it can take a few days. We'll send you a letter by mail with details about the decision.
  • We approve you for the highest amount we can offer and give you the option to choose a lower one if that works better for you.