Most deposits into 360 Savings, Money Market, and Kids Savings Accounts are subject to a 4 business day hold before they can be withdrawn.
In general, deposits into Essential Checking, Essential Savings, 360 Checking, Total Control Checking, Money, and Confidence Savings Accounts are available the next business day.
Checks drawn from another Capital One, N.A. account will be available the next business day.
Electronic deposits that are automatically initiated outside the bank - like Direct Deposit or Social Security benefits - are generally available immediately. Cash deposited via one of our deposit taking ATMs and transfers between Capital One 360 and Capital One Bank accounts are also available immediately.