Business card benefits and features
Learn how the benefits of a business card from Capital One help you get business done.
Manage your spending
Flexible tools that allow you to pay vendors and manage expenses in a way that works for your business.
Accounts payable
Easily pay vendor bills
Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account. Pay by card or ACH bank transfer from any bank. Your vendors will receive the payment however you select.
Learn about Accounts Payable
Expense management
Streamline how you manage expenses
You and your employees can quickly add expense details—including receipts and notes—for faster reporting. Submit expense reports instantly with auto-submission, and keep track of everything on an easy-to-use dashboard.
Learn about Expense ManagementExplore individual card terms and rewards to find the right card for your business
Keep your business card protected
Our cards are designed to protect you and your business
security benefits & features
Virtual cards
Make safer payments and simplify your expenses without exposing your physical card number.
Fraud alerts
Receive an email or text message alert if we detect a potential mistake or unexpected charge on your account.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen.
The benefits described pertain to Capital One small business cards and may not be available with consumer, co-brand and retail partner cards. Some benefits are only available to the primary account holder and not authorized users. Not all small business cards are eligible for all benefits.
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
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Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
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To receive a statement credit up to $120, you must use your Venture X Business or Venture Business card to pay the application fee for either Global Entry or TSA PreCheck®. One statement credit will be processed per account every 4 years, and the credit will apply to the application fee that is charged to your card first. The statement credit will be posted to your account within 2 billing cycles of the fee being charged. Your eligible card must be open and in good standing at the time of statement credit fulfillment. Refer to the Application or Account Terms for additional details.
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Hotels: Premier Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - advance reservations recommended for certain experiences.
In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection hotel bookings include: daily breakfast for two (for Premier Collection bookings only), complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.
Vacation Rentals: Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability; contact the host provider directly to confirm qualifying experiences. For certain properties, the experience credit will be provided in the form of a gift card. Advance reservations recommended for certain experiences.
In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.
Both Hotel and Vacation Rentals: Premier Collection or Lifestyle Collection booking must be made through Capital One Business Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details. - 4Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
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© 2023 The Sage Group plc or its licensors. Sage, Sage logos, Sage product and service names mentioned herein are the trademarks of The Sage Group plc or its licensors. All other trademarks are the property of their respective owners.
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Certain bank accounts are not eligible to text with Eno.