$15 monthly service fee, waived with $2,000 minimum balance
BUSINESS CHECKING PRODUCTS
FOR EVERYDAY CHECKING NEEDS
Basic Checking
Spend less time worrying about fees and more time building your business.
MONTHLY SERVICE FEE
WIRES
For domestic wires, $15 per incoming wire and $25 per outgoing wire
Digital Transactions
No fee. Includes mobile deposits, ACH payments, and select online bill pay options.1
ATM Access
No fees on withdrawals at 70,000+ ATMs. Includes Capital One, MoneyPass® and Allpoint® ATMs.2
Deposit cash at any Capital One ATM and select Allpoint® ATMs. No fees apply.3
FOR HIGHER TRANSACTION NEEDS
Enhanced Checking
Enhance your everyday flexibility and control with more account features.
MONTHLY SERVICE FEE
$35 monthly service fee, waived with $25,000 minimum balance
WIRES
Incoming wires are free, first five outgoing wires are free each month
Digital Transactions
No fee. Includes mobile deposits, ACH payments, and select online bill pay options.1
ATM Access
No fees on withdrawals at 70,000+ ATMs. Includes Capital One, MoneyPass® and Allpoint® ATMs.2
Deposit cash at any Capital One ATM and select Allpoint® ATMs. No fees apply.3
Custom Checking with Treasury Management
Build a custom checking solution to meet the needs of your business. Optimize your cash flow with additional money movement tools like a remote deposit check scanner or Lockbox service. Protect yourself and your business with additional fraud protection services like Positive Pay and Dual Control Authorization.
Connect with a personalized business banker to customize the offerings for your business needs.
BASIC AND ENHANCED CHECKING ACCOUNT BENEFITS
Overdraft Coverage
Get free Overdraft Protection with a linked Capital One Business deposit account.
70,000+ No-Fee ATMs
Access your money with no fees at Capital One, MoneyPass® and Allpoint® ATMs.2
Easy Cash Deposits
Make a cash deposit at any Capital One branch, Café or ATM, and select Allpoint® ATMs.3
Fee-free Digital
Unlimited free digital transactions including mobile deposits, ACH payments, and select online bill pay options.
FDIC-insured
Balances in your Basic Checking and Enhanced Checking accounts are fully insured up to the FDIC’s allowable limits.
Pay Business Bills
Easily send electronic payments to vendors you’d normally pay by check.
BUSINESS SAVINGS ACCOUNT
Earn up to NaN APY
Reach your goals faster with a business savings account and earn a promotional rate up to NaN APY, guaranteed for 3 months.4
GET IN TOUCH
See if your small business is a good match to work with a dedicated business banker
When you partner with Capital One business bankers, you get access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to find the support you want, when you need it.
RESOURCES FOR YOUR BUSINESS
