Get Better Equipment to Better Your Business

It’s tough to run a business without the right equipment. Maybe your office software needs updating, your microscopes need replacing, or you're adding more food trucks to your fleet. Whatever your essentials may be, we have the equipment and vehicle loans to get your business where it needs to go.

Loan At a Glance

• Perfect for businesses that need to buy, replace or refinance equipment
• Get up to 110% financing upon approval1
• Enjoy fixed rates and predictable monthly payments

Product Details

Product Details equipment and loans vehicle
Loan Amount Starting at $10,000
Term Length Up to 5 years
Repayment Terms Fixed monthly payments
Loan-to-Value Up to 110% for qualified buyers1

Recommended Products

Spark Business Unlimited Checking
Enjoy unlimited business transactions.

Business Advantage Savings
Earn a competitive interest rate on your balances.

Full-Service Merchant Services
Accept credit, debit, gift and loyalty card payments.

Cash Flow Management
Manage your income and payments electronically.

Business Benefits

All Equipment & Vehicle Loans come with:

  • 24/7 account access with Online and Mobile Banking
  • Automatic payments from your Business Checking account
  • Access to banking professionals
  • Flexible repayment terms

Find a Branch

Explore Your Options

Meet with a local banking expert to discuss your business goals and needs. Find your closest Capital One Bank Branch.

Unfortunately, we don't have a branch location near you. But the good news is that you can still take advantage of products perfect for Small Business Banking. Check out Spark Business.

To Qualify You'll Need To:

  • Have been in business for at least two years
  • Have or open a Business Checking Account
  • Own a combined 50% of your business

Access Made Easy



Meet with a local banking expert to discuss your business goals and needs.

Find a branch



Manage your business accounts at your convenience.

Learn more about Online Banking



Access your accounts on the go via your mobile device.

Learn more about Mobile Banking 

Let's Talk

Web access is needed to use Mobile Banking. Check with your service provider for specific fees and charges. Mobile deposit is available only in the U.S. and U.S. Territories.

All loan applications are subject to credit approval. Normal credit standards apply. Some applications may require further consideration and additional information may be requested. Please consult with your tax accountant for more information on tax benefits related to equipment purchases. Routine or unscheduled maintenance may impact accessibility. Products, rates and terms are subject to change without notice. This does not represent an offer to enter into a loan agreement. Please contact a Capital One branch or banker for details.


Up to 100% LTV for qualified buyers for new or used equipment or a new vehicle.  Up to 110% LTV for used vehicles.