Can I use my credit card in Italy?
From carbonara and Chianti to Rome’s Trevi Fountain and the Milan fashion houses, there are countless reasons why millions of people visit Italy every year. If you’re planning to join them, you may be wondering whether you can use your credit card while you’re there.
You can use credit cards in Italy. But there are a few more things to know about using your card while traveling.
What you’ll learn:
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Credit cards are widely accepted throughout Italy, even outside major cities.
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A credit card can be a more convenient payment method, but carrying some cash may be useful.
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Your card may offer additional benefits like fraud alerts and travel protections.
Are credit cards accepted in Italy?
Credit cards are widely accepted in Italy. Businesses are required by law to accept electronic payments, including those by credit card.
Many places have stickers on their doors indicating which card networks they accept, so you can look for them if you’re unsure whether your card is accepted. Or you can just ask.
Is it better to use cash or a credit card in Italy?
You may want to carry a small amount of cash during your travels in Italy. It can come in handy for things like bus fares, tips or local guides. But a credit card may be more convenient, and it may come with other benefits, like travel protections and security measures.
There are no foreign transaction fees on purchases made outside the U.S. when you use a Capital One card. View important rates and disclosures. Other issuers may charge these fees. You can check your card’s terms if you’re unsure.
Benefits of using your credit card in Italy
It’s not just about convenience. Using your credit card in Italy may provide other protections and benefits, including:
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Rewards: if you have a travel rewards card, you can earn miles, points or cash back on purchases during your trip just as you would at home.
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Digital wallets: Apple Pay®, Venmo, Google Pay™ and PayPal® are examples of digital wallets. They work with smartphones, smartwatches and other mobile devices and let you pay without having to use your physical card.
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Travel protections: If the unexpected happens, you might have travel insurance through your credit card. It can reimburse you up to a set limit for issues like trip delays, cancellations or lost luggage. Check your card’s benefits guide to see what you’re covered for.
- Security and fraud protections: Some credit cards come with helpful security tools and features, like $0 liability for unauthorized charges and fraud alerts. These protections can provide peace of mind that you’ll be covered if your card is lost or stolen when you’re abroad.
Key takeaways: Credit cards in Italy
Credit cards are widely accepted in Italy. Currently, merchants are required by law to accept them. Credit cards are easy to use and offer security, with features like fraud and travel protections.
If you’re ready to plan your Italian getaway, take a look at Capital One’s travel credit cards. With a Capital One card, you won’t be charged foreign transaction fees. View important rates and disclosures.
