How to redeem Capital One rewards for gift cards

Whether they’re miles or cash back, you can redeem your Capital One credit card rewards in lots of ways. One option is exchanging them for gift cards from some of your favorite merchants, restaurants and more. 

What you’ll learn:

• The unlimited cash back and miles you can earn with a Capital One rewards credit card don’t expire for the life of the account. 

• Capital One credit card rewards can be redeemed for gift cards from retailers, restaurants, hotels and more. 

• You can give these gift cards as presents or use them yourself for regular purchases or big-ticket items.

Credit card rewards let you earn something back for spending with the card. With Capital One credit card rewards, you can earn cash back or miles on every purchase, whether you’re swiping, tapping or paying online. And with so many redemption options, you can find ways to make the most of your rewards.

Capital One rewards don’t expire for the life of the account. And there’s no limit to the amount of rewards you can earn.

You can redeem Capital One rewards for gift cards by signing in to your account online or through the Capital One Mobile app.

1. Sign in to your Capital One account.

2. Navigate to the rewards and benefits section.

3. Choose the gift cards option from the menu. For security purposes, you may be asked to verify your identity again.

4. Choose a merchant and follow the prompts to redeem your rewards.

You can redeem your Capital One credit card rewards for gift cards from a wide variety of merchants, including:

• Retail stores

• Restaurants

• Food delivery services

• Hotels

• Spas

• Wellness brands

• Gas stations

• Grocery stores 

The list of participating merchants is long and may vary, so sign in to your account to see the most up-to-date list.

Here are a few ideas for using rewards gift cards.

• Give them to friends or family members on birthdays and holidays.

• Put them toward a big-ticket item or vacation you’ve had your eye on.

• Fill up your car with gas.

• Buy groceries.

• Fund your morning coffee run.

• Treat yourself to a nice dinner or a few new wardrobe staples.

• Grab some new toys or gifts for your pet.

Gift cards are one way to redeem your Capital One rewards. Here’s a look at some other redemption options.

Get cash back credited to your account and have it mailed to you in the form of a check.

Apply your rewards directly to your account balance in the form of a statement credit.

Get reimbursed for eligible recent purchases.

Use your rewards, your card or a combination of the two to purchase concert tickets and other unforgettable experiences with Capital One Entertainment.

You can book travel with your card, your rewards or a combination of the two. Plus, enjoy benefits like free price drop protection on flights if you book when Capital One Travel recommends.

Link your Capital One card to PayPal to use your rewards for purchases at millions of online stores.

Apply your rewards when checking out at Amazon.com.

Redeeming credit card rewards for gift cards can be a way to pay for essentials, give gifts to others or treat yourself to something nice. There’s a wide variety of gift cards available, and redeeming them is easy.

If you’re looking for a rewards credit card, you can compare Capital One credit cards and see whether you’re pre-approved before applying. Pre-approval is quick, and it won’t hurt your credit scores.