To access your paycheck up to 2 days sooner, sign in to your 360 Checking account & set up direct deposit, or open an account now.
How does early paycheck from Capital One work?
We often receive a message up to two days prior to your direct deposit to let us know that the money is on the way. When this happens, we can reduce the extra processing time to get your money in your hands sooner.
How do I set up direct deposit for my 360 Checking account?
You can enroll in direct deposit through your payer’s payroll system or by using our direct deposit enrollment form.
Does it cost extra to get paid early?
Nope! Early paycheck is a free, automatic feature for Capital One checking accounts enrolled in direct deposit. You don’t have to pay a fee to get paid early.
Will my direct deposits always arrive two days early?
It depends. You might get your direct deposit 2 days earlier, 1 day earlier or on your regularly scheduled payday. Here are some reasons why you might not receive your deposit early:
Early direct deposits also depend on timing—your payer must provide payment details on time so the deposit can process early. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.
Resources
Try a no-fee, no-minimum 360 Checking account
Open a 360 Checking account to access bank customer benefits.