One core account for your everyday banking activities
Simplify your cash flow management with unlimited digital transactions every month.
Waived if prior 30- or 90-day balance averages $2,000 or more.
$15 per incoming domestic wire and $25 per outgoing wire. 1
Includes mobile deposits, ACH payments and online bill pay. 2
Simple cash flow management
The account you can rely on for your business banking needs. With unlimited digital transactions and streamlined services, it’s the smart choice.
DIGITAL MONEY MOVEMENT
We’ve got your digital money movement needs covered.
Our Basic Checking account allows you to access ACH payments for free, send wires from the web, and pay bills and vendors from one place. You can also deposit on the go with mobile deposit.
Get free Overdraft Protection with a linked Capital One Business deposit account.
Free Debit Cards
It’s your money—access it at no cost with free business debit cards.
Bank on the Go
Take advantage of mobile banking and deposits from your smartphone.
Real-time account information day or night.
Online Bill Pay
Easily send electronic payments to vendors you’d normally pay by check. It’s free!
GET IN TOUCH
See if your business is a good match to work with a dedicated business banker
When you partner with us, you get access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to find the support you want, when you need it.
How do I apply for a business checking account?
The first step is to fill out this form. If you need to come into a branch to complete the account opening process, we will let you know. Sometimes in the account opening process you’ll need to visit your local branch to fund the account and sign the signature cards.
Here's what you'll need to complete the application:
Additional documentation may be required depending on business ownership structure, etc. Ask a branch associate for details.
Other important information you need to know:
How long does it take for my account to be open online, and when will I have access?
Your online access should be available within a few hours after opening an account.
How can I avoid incurring the monthly services fees on a checking account?
For Basic Checking customers, the $15 monthly fee can be waived with a $2,000 minimum 30- or 90-day average balance. For Enhanced Checking customers, the $35 monthly fee can be waived with $25,000 minimum 30- or 90-day average balance.
How do I order checks?
Checkbooks can be ordered by logging into your Capital One account. After selecting the account you want to order checks for, you can select “Account Services and Settings” and “Order Checks” to place your checkbook order.