Benefits for our Servicemembers

While you devote your energy to the defense of our country, we'll do our part to help meet your unique financial needs.

Benefits for our Servicemembers

While you devote your energy to the defense of our country, we'll do our part to help meet your unique financial needs.

Financial relief & protections for Servicemembers

The Servicemembers Civil Relief Act (SCRA) provides financial relief and protections to eligible military personnel serving on active duty. Capital One is committed to both the letter and spirit of the SCRA, including the provision of benefits and protections above and beyond what is required under the SCRA in certain situations.

SCRA BENEFITS

SCRA BENEFITS

How we can serve you

No more than 4% interest on credit cards, lines of credit, auto loans, home equity loans and more¹. No fees assessed on accounts, except bona-fide insurance.

SCRA ELIGIBILITY

SCRA ELIGIBILITY

Who’s covered for benefits

The SCRA covers all active duty Servicemembers, reservists and members of the National Guard while on active duty.

Deployment Checklist

What is a deployment checklist

The checklist is a guide that suggests actions you may want to take as you prepare for deployment.

SCRA Information

The Servicemembers Civil Relief Act (SCRA) is a federal statute that provides financial relief and protections to eligible military personnel serving on active duty. The goal of the SCRA is to enable those actively serving in the military to devote their energy to the defense of our country by relieving them from the distraction of certain civil matters.

The SCRA provides an interest rate of no more than 6% on all eligible loans and credit products. However, Capital One offers an interest rate of no more than 4% on eligible loans both owned and serviced by Capital One. Also, no fees are assessed except for bona-fide insurance. If applicable, a refund check for retroactive benefits may be sent to the address on the account.

Payments are still required on accounts enrolled in SCRA benefits. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected on your credit report.

 

You can visit militaryonesource.mil for more information about the SCRA. Military OneSource is a Department of Defense-funded program that has policy and program information, helpful resources, products, articles, and tips on numerous topics related to military life.

Request your SCRA benefits

The SCRA benefits here to best serve you

RESOURCES AT THE READY

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1-855-227-1645