The Servicemembers Civil Relief Act (SCRA) is a federal statute that provides financial relief and protections to eligible military personnel serving on active duty. The goal of the SCRA is to enable those actively serving in the military to devote their energy to the defense of our country by relieving them from the distraction of certain civil matters.

The SCRA provides an interest rate of no more than 6% on all eligible loans and credit products. Payments are still required on accounts enrolled in SCRA benefits. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected on your credit report.

For Capital One accounts, Capital One's SCRA Program offers an interest rate of no more than 4% on eligible loans both owned and serviced by Capital One. Also, no fees are assessed except for bona-fide insurance. If applicable, a check for retroactive SCRA adjustments may be sent to the address on the account.

If you have a Discover account, please contact Discover at 1-844-DFS-4MIL (1-844-337-4645) or visit the website at www.discover.com/scra.

You can visit militaryonesource.mil for more information about the SCRA. Military OneSource is a Department of Defense-funded program that has policy and program information, helpful resources, products, articles, and tips on numerous topics related to military life.