Where to earn 4% cash back with Savor

A quick guide on what qualifies as dining, entertainment and popular streaming services when using your Savor card.

With the Savor Rewards card from Capital One, cardholders earn unlimited 4% cash back on dining, entertainment and popular streaming services.1

What does that mean? The next time you order in or go out for dinner, you’ll earn 4% cash back. The next time the kids want to go to the zoo? 4% cash back. Tickets to see your favorite rock band? 4% cash back. Streaming movies and music at home? 4% cash back!

Here’s a quick guide to what qualifies as dining, entertainment and popular streaming services.


Purchases at:

  • Restaurants
  • Cafés
  • Bars
  • Lounges
  • Fast-food chains
  • Bakeries


Ticket purchases2 made at:

  • Movie theaters
  • Sports promoters
  • Theatrical promoters
  • Amusement parks
  • Tourist attractions
  • Aquariums and zoos
  • Dance halls
  • Record stores
  • Pool halls
  • Bowling alleys

Popular streaming services

Streaming purchases made from eligible music and video streaming services,3 including:

  • Apple.com, iTunes and Apple Music
  • Bandcamp
  • DirecTV
  • Disney+
  • ESPN+
  • FuboTV
  • HBO Now
  • Hulu
  • Netflix
  • Peacock
  • Sirius XM
  • Sling TV
  • Spotify
  • Starz Entertainment
  • Tidal

Whether you’re ordering in, dining out, visiting the zoo, rockin’ out or streaming a flick, you’ll earn 4% cash back with Savor. Cardholders also earn 3% cash back at grocery stores4 and 1% cash back on all other purchases.

Plus, cardholders earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Your rewards don’t expire for the life of your account, and you can redeem rewards your way. However much you want. Whenever you want. Still not sold? Check out other cash back credit cards from Capital One.

1You will earn 4% cash back on dining, qualified entertainment purchases and streaming, 3% cash back on purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories. This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a “merchandise” code and restaurants in department stores or hotels may use a “merchandise” or “hotel” code instead of a “dining” code. Additionally some amusement parks may code their online tickets as “merchandise” instead of “entertainment”. Capital One is not responsible for merchant category codes used by merchants.

2Excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

3Streaming includes purchases made from eligible music and video streaming services. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

4Excludes superstores like Walmart® and Target®.

Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

Cash In on Staying In or Going Out

Earn unlimited cash back on dining, entertainment, popular streaming services, at grocery stores and more with Savor and SavorOne.

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