Get up to $100 back with a limited-time Paze offer

July 2, 2026|2 min read

Paze® is a way to check out online offered by Capital One and other participating banks and credit unions. Checking out with Paze isn’t only fast, easy and more secure—because your card number isn’t shared with merchants—but is now also more rewarding. Because from June 15, 2026 through September 10, 2026 you can get up to $100 back in statement credits for each eligible Capital One card in your Paze wallet when you check out with Paze at any participating merchant.^*

Here’s how to take advantage of this exciting offer from Paze and Capital One.

What you’ll learn:

Get a $10 statement credit for every $10+ you spend at participating merchants—up to 10 times with each eligible Capital One card. That’s up to $100 back per card.^*
You can activate Paze ahead of checkout by signing in to your account on the Capital One Mobile app or website.
You can shop at any participating Paze merchant to take advantage of this offer—just choose Paze at checkout and use your Capital One card.

Paze “Spend $10, get $10 back” offer: How it works

Now through September 10, 2026, get up to $100 back on each of your eligible Capital One cards.^* Here’s how:

Spend $10 or more at participating merchants when you choose Paze at checkout and pay with a Capital One card.
Get a $10 statement credit back to your card account.
Do this up to 10 times for each card. That means you can earn up to $100 back in statement credits for each eligible Capital One card in your Paze wallet.

Getting started with Paze

Never used Paze before? No problem. Paze comes with your Capital One card, so there’s no new app to download or sign-in information to create.

To get started, all you need to do is activate your Paze wallet. You can do this the first time you check out using Paze. Or, for a seamless checkout experience, you can activate your Paze wallet first in the Capital One Mobile app. Once you’re ready to check out at a participating merchant, select the Paze checkout button or enter the email address or U.S. mobile number linked to your Capital One account to launch Paze. Paze shows all your eligible cards in one place. Simply choose your Capital One card to complete your purchase.

Which merchants can I shop with for this offer?

To get money back in the form of statement credits with this Paze offer, you can shop online at any Paze participating merchants.

For example, you can get a $10 credit back when you spend $10 or more doing the following online:

Ordering a coffee and a quick bite at Dunkin’® in the morning
Ordering lunch from favorite spots like Whataburger® or Domino’s®
Surprising a loved one with a gift from 1-800-Flowers.com® or KAY® Jewelers
Spoiling a furry friend with an online purchase from Pet Supermarket™

Merchants who accept Paze may display a Paze button at checkout. Some merchants may require you to enter the email address or U.S. mobile number associated with your bank account before Paze will show as a checkout option.

Paze “Spend $10, get $10 back” offer FAQ

Here are answers to a few common questions about checking out with Paze during this limited-time offer period.

When will I get my statement credits?

After your $10 minimum purchase posts to your account, it could take up to two billing cycles for your credits to appear. If you don’t see your credit by then, you can reach out to Capital One for support—we’ll help review your offers and qualifying posted transactions and help you get your credits.

Do I have to spend exactly $10 to get the credit?

No, you don’t have to spend exactly $10 to get the credit. $10 is just the minimum you have to spend to qualify for the credit.

Can I earn this offer in stores or only online?

At this time, the “Spend $10, get $10 back” offer applies only to online purchases.

Does the Paze “Spend $10, get $10 back” offer work with my debit card?

Yes. The Paze offer works with eligible credit cards and debit cards in your Paze wallet.

Key takeaways: The “Spend $10, get $10 back” Paze incentive

The Paze “Spend $10, get $10 back” offer won’t last forever. Start shopping online at participating merchants today and choose Paze at checkout to earn up to $100 back in statement credits for each eligible Capital One card in your Paze wallet.^*

Activate Paze today to get started.

Footnotes

Learn more about FDIC insurance coverage.

^*When you select Paze® to check out with participating online merchants between June 15, 2026 and September 10, 2026 (the "Offer Period”) and spend $10 or more in a single transaction that is approved (a "Qualifying Purchase"), as determined by the authorization date or the clearing date, depending on the payment network, Paze, on behalf of your participating financial institution, or the participating financial institution will apply a $10 statement credit to the eligible credit or debit card account you select from your Paze wallet to complete the transaction (the "Offer”).

When you check out using Paze at an eligible merchant and for an eligible transaction, the Offer details will appear in your Paze wallet when you select your eligible credit or debit card. If the Offer details do not appear during Paze checkout or if Paze checkout does not appear as a method of payment, the transaction will not be eligible for the Offer. Eligibility for the Offer may be determined based on transaction type or how the merchant is classified by the applicable payment network. Transactions at merchants classified by the applicable payment network in certain categories may not be eligible for the Offer, including merchants categorized as gambling or betting services (e.g., casinos, lotteries, sportsbooks, and online gambling sites), drug stores and pharmacies (including pet pharmacies), financial services (e.g., cash disbursements, cryptocurrency, foreign currency, prepaid cards, leases, loans, money transfer, securities),adult/dating content/services, guns and ammunition, courts/government fines, political fundraising, medical services and healthcare providers (not including Quest Diagnostics), spa and massage services, specialty stores (e.g., beauty supplies-not including Sephora, collectibles, fireworks, frames, monuments, magic, maps, sunglasses, trophies), tele/direct marketing (e.g., classified ads, subscriptions, travel-related services-not including consumer initiated airline sales), and wholesale durable goods. Merchant categories can change at any time without notice, which may lead to additional exclusions from the Offer. Please review the agreement governing your underlying credit or debit card with your participating financial institution to determine whether additional merchant restrictions apply.

If Paze and another method of payment are used to facilitate a single purchase, only the amount charged to the eligible card through Paze will be considered in determining whether the $10 minimum transaction requirement is met. Purchases made directly with your credit or debit card without using Paze at checkout are not considered a Qualifying Purchase.

You may earn up to ten (10) $10 statement credits up to a total of $100 in statement credits per eligible credit or debit card available in your Paze wallet during the Offer Period. In certain cases, a transaction initiated using Paze may not successfully complete due to integration or technical issues. Certain merchants may not support transactions through Paze on the Discover network, even if the merchant may otherwise accept Discover Network cards. Transactions that are declined, not completed, or otherwise fail to process are not Qualifying Purchases. Any debit card account selected in your Paze wallet must be open and active at the time of the Qualifying Purchase, and any credit card account selected in your Paze wallet must be open, active with charging privileges, in good standing, and not delinquent or in default at the time of the Qualifying Purchase and at the time the statement credit is applied, in each case, to be eligible to receive a statement credit. Statement credits will be applied to your eligible credit or debit card account and may take up to two statement cycles to appear. This Offer relies on transaction information from issuers, merchants, and payment networks. Paze is not responsible for delays or errors by these parties that affect eligibility or statement credit timing/application. If you do not receive a statement credit for an eligible Qualifying Purchase, please contact the financial institution that issued the credit or debit card used for the transaction.

Participation in this offer is optional. If you choose not to participate, you may opt out of Paze at any time by visiting paze.com/optout and following the instructions provided. Opting out of Paze will remove your credit and debit cards from your Paze wallet and you will no longer be able to use Paze to make transactions with participating merchants. The value of this reward may constitute taxable income to you. You are solely responsible for any federal, state, or local taxes associated with the reward. The value of the reward may be reported to tax authorities as required by law. Please consult your tax advisor. This offer is non-transferable and may not be reproduced, purchased, sold, or traded. If Paze, a participating financial institution, or participating merchant determines, in their sole discretion, that you have engaged in or attempted fraud, abuse, misuse, or gaming related to this Offer, you may be deemed ineligible for the Offer, and your participating financial institution may reverse or remove previously issued statement credits or temporarily prohibit you from earning statement credits. Statement credits are not payments and do not replace required payments on your account. Please refer to your account agreement or contact your participating financial institution for details. Paze and your card network will access and monitor information about your Paze wallet transaction, including your card information, to provide the Offer.

Paze reserves the right to modify, suspend, or terminate this Offer at any time, subject to applicable law. Any modification or termination will apply prospectively only. For additional information about the Paze service, please review the Paze Service Agreement and the Paze Privacy Notice.

Paze and the Paze related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Paze is limited to eligible consumer credit and debit cards, and is subject to additional terms and conditions available in the Capital One Online Banking Terms and Conditions.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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Get up to $100 back with a limited-time Paze offer

Try a more secure way to pay

Paze “Spend $10, get $10 back” offer: How it works

Getting started with Paze

Which merchants can I shop with for this offer?

Paze “Spend $10, get $10 back” offer FAQ

Key takeaways: The “Spend $10, get $10 back” Paze incentive

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