How to redeem Capital One rewards for gift cards

Some credit card issuers reward cardholders for using their cards. For instance, depending on their card, Capital One cardholders can earn cash back or miles every time they swipe, tap or pay online to make a purchase. 

Rewards credit cards may offer flexible redemption options that include redeeming gift cards from retailers, restaurants and more.

What you’ll learn:

• Capital One credit card rewards can be redeemed for gift cards from lots of popular brands.

• You can give these gift cards as presents or use them yourself for everyday purchases or big-ticket items.

• The unlimited cash back and miles you can earn with a Capital One rewards credit card don’t expire for the life of the account.

Here’s how to redeem Capital One rewards for gift cards online or through the Capital One Mobile app.

1. Sign in to your Capital One account.

2. Navigate to the rewards and benefits section.

3. Choose the gift cards option from the menu. For security purposes, you may be asked to verify your identity again.

4. Choose a merchant and follow the prompts to get your gift card.

You can redeem your Capital One credit card rewards for gift cards from lots of popular brands. 

The list of participating merchants is long and may change. You can sign in to your account to see the list, which might include:

• Retail stores

• Restaurants

• Food delivery services

• Spas

• Wellness brands

• Gas stations

• Grocery stores

From holiday gifts to restaurant meals to dream vacations, there are lots of ways to use rewards gift cards:

• Give them to friends or family members on birthdays or holidays.

• Put them toward a big-ticket item or vacation.

• Buy the basics, such as gas or groceries.

• Fund your morning coffee run or treat yourself to a nice dinner.

• Add to your wardrobe.

• Grab some new toys or treats for your pet.

With Capital One rewards, gift cards could be just the start. Eligible cardholders may also be able to:

• Redeem for cash: Delivered as a statement credit or can be mailed to you in the form of a check.

• Cover a recent purchase: Get reimbursed for all or part of an eligible recent purchase.

• Redeem for experiences: Purchase concert tickets and other unforgettable experiences with Capital One Entertainment.

• Redeem them on Capital One Travel: Use your rewards for flights, hotels, vacation rentals, rental cars and activities on Capital One Travel.

• Shop online: Use for purchases at millions of online stores when you link your rewards to PayPal, or apply when you check out at Amazon.com.

Redeeming Capital One credit card rewards for gift cards can be a way to pay for essentials, give gifts or treat yourself. 

You can compare Capital One credit cards and see whether you’ll be approved. It’s quick, and it won’t hurt your credit scores.