SavorOne Rewards from Capital One

Earn unlimited 3% cash back on dining, entertainment, popular streaming services & at grocery stores 1  

$0 annual fee

Earn $200

Low intro APR

Earn 5%

Earn 3%

Earn 1%

Explore Capital One credit card benefits. 5

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Complimentary Concierge Service

Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.*

Shop With Your Rewards

Now you can pay for Amazon.com purchases using your Capital One rewards. Learn more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

50% off Handcrafted Beverages

Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.**

Smart booking with Capital One Travel
Get our best prices on travel, guaranteed 6

Want 4% cash back on dining, popular streaming services, and entertainment?

(We don't blame you.)

The frequently asked, answered

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Customer Reviews
  • 5 Star
    80%
  • 4 Star
    12%
  • 3 Star
    4%
  • 2 Star
    1%
  • 1 Star
    2%
4.7
based on 1837 reviews
93 %
of reviewers recommend SavorOne Rewards
4.7
based on 1837 reviews
93 %
of reviewers recommend SavorOne Rewards
  • 5 Star
    80%
  • 4 Star
    12%
  • 3 Star
    4%
  • 2 Star
    1%
  • 1 Star
    2%

Fraud department

8ofHarts - 1 days ago

Good Morning, In the last two weeks I have had to get 3 new credit cards sent to me because of fraudulent charges. The weirdest thing is all cards were activated BEFORE I received the cards and charges were made to th...

Yes, I recommend this product

Rewards for spending

KCash333 - 1 days ago

Easy to use you receive cash back rewards for spending

Yes, I recommend this product
Yes, I recommend this product

Love the cash back!!

El Heffe - 1 days ago

It is great that is easy to make payments online, awesome web site.

Yes, I recommend this product
Yes, I recommend this product

Great cash back options

MALA36 - 1 days ago

Besides the initial bonus, I enjoy the cash back I receive in grocery and restaurants transactions. A limit is that the additional offers are only available if you make the purchase using the link they provided and not ...

Yes, I recommend this product

Credit Limit Low

Card User 999 - 1 days ago

This card is my lowest limit. I have received cards after this one which has much larger limits. I have an excellent credit score and pay all and on-time every month.

Yes, I recommend this product

Charge not mine

Jen00 - 1 days ago

I love the fact you protect my card and account. However ,7-10 days to get a new one is really bad.

Yes, I recommend this product
Yes, I recommend this product

Great Card for ALL my needs

SavorUser - 1 days ago

This card not only fills all my needs but gives me great rewards as well. Its all Ill ever need. Thanks Cap1

Yes, I recommend this product

Cons: Small credit limit

TRAS - 1 days ago

I understand that Capital One doesn't want to give out big credit limits when first starting with a new customer. I have a credit score over 800 and was allowed $1000.00 limit. I have gone over my $1000.00 limit a few ti...

Yes, I recommend this product

Love it

Btag82 - 1 days ago

My capital one card comes in handy. 99% of the time never fails me

Yes, I recommend this product
Yes, I recommend this product

Love how fast it goes through at store terminals

Buza - April 1, 2024

Love the fact I get credit for grocery shopping was amazed when I saw how much I get.

Yes, I recommend this product