Savor Rewards for Students

 See new cardmember offer details below.

Savor Rewards for Students

MAXIMIZE YOUR CASH BACK

Slide the bars to reveal your earning potential 2
Grocery Stores & Dining
3% cash back
Monthly Spending
$200
Entertainment & Popular Streaming Services
3% cash back
$100
All Other Purchases
1% cash back
$200
You could earn $132 per year with Savor Student.

Access Capital One Travel
Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 696 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 696 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

Perfect for student needs

ChadF - 1 days ago

The savor card is great for students, provided 3% cash back on the majority of purchases a student needs and has a credit limit much higher than typically available for college age people with no credit history.

Yes, I recommend this product
Yes, I recommend this product

Great . Very useful!

Yanqui8 - 1 days ago

It's great, give nice cash back, good offers, and love the travel one. Really nice. Though I couldn't add it to Google pay yet, I've heard people had to wait up to 3 to 6 byling cycles, I'm on the third or fourth one. B...

Yes, I recommend this product
Yes, I recommend this product

Great card for a student

michaelf29 - 1 days ago

The rewards are quite good for an entry level student card, and the features it provides are very convenient.

Yes, I recommend this product
Yes, I recommend this product

I like the cash back on it

YOMAYOO - 1 days ago

My capital one cars fits well with me because i can pair it up with my other credit card

Yes, I recommend this product
Yes, I recommend this product

Excellent Rewards and Credit Building

Kira Lynn - 1 days ago

my capital one savor card has literally been a life saver! It’s been very helpful in understanding credit, and payment. I think it’s the best card to start with as a first time credit user and I’ve always felt valued as ...

Yes, I recommend this product

Good rewards, bad credit limit

rabey - May 1, 2026

I like how my credit card gives me good rewards, but my credit limit is so low compared to my other cards, and even after requesting a limit increase, it is ridiculously low.

Yes, I recommend this product

Easy to use and pay

Nomz - April 30, 2026

Though I wish I had a higher credit limit, this card is great for rebuilding my credit. I do wish it had some perks relating to school expenses, but overall it's been a good experience having it.

Yes, I recommend this product
Yes, I recommend this product

great starter card

ccot - April 28, 2026

amazing for students who are just starting to build credit. consistent and easy to use

Yes, I recommend this product

Students Savor? - it is nowhere justified

Manjunath - April 28, 2026

Generaly for the students there will be 0% APR for 6 to 12 months with other cards. but here no. once after i clear my bill - i need to think should i continue or close.

Yes, I recommend this product

Savor Card

Smith Savor - April 28, 2026

It was a nice starter card for us, with a decent limit, we have rebuilt our credit after a BK (chapter 7). We love Cap One and would love to get rid of several of our other cards for a higher limit card

Yes, I recommend this product