Savor Rewards for Good Credit from Capital One

Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming 1  

Access Capital One Travel
Elevate every trip with special travel features

Looking for a flat-rate cash back card?

Explore cards that offer 1.5% cash back on every purchase, every day.

FREQUENTLY ASKED QUESTIONS

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Customer Reviews
  • 5 Star
    79%
  • 4 Star
    13%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.6
based on 1884 reviews
92 %
of reviewers recommend Savor Rewards for Good Credit
4.6
based on 1884 reviews
92 %
of reviewers recommend Savor Rewards for Good Credit
  • 5 Star
    79%
  • 4 Star
    13%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Seems to be working well

Ctjohn - Today

I applied and received my card rather quickly, I appreciate that capital 1 stays in touch with me, yet is not too intrusive, I like the fact that I am notified of all charges and the rewards are a great perk

Yes, I recommend this product
Yes, I recommend this product

Good card to have

Elfan - 2 days ago

Use it anywhere and get cashback points. Win win situation.

Yes, I recommend this product

Not Proactive Enough

Needs Improvement - 2 days ago

Good online support in the app is a plus. Failure to proactively offer a better interest rate to good customers is a major minus; as is the inundation of special offers of no interest to me.

Yes, I recommend this product

Piece of mind

Netta Love Savor - 2 days ago

My Savor Card is the best for me, because I know I have extra funds for emergency situation.

Yes, I recommend this product
Yes, I recommend this product

Nice cash back program

Santi1234 - 2 days ago

I love my cash back program with this card, 3% cash back for dining is convenient!!

Yes, I recommend this product
Yes, I recommend this product

An All Around Credit Tool

Mac 47 - 2 days ago

We primarily use it for groceries but it has done us well in other expenditure uses. Glad to have it!

Yes, I recommend this product
Yes, I recommend this product

Great features

Melll5474 - December 30, 2025

My capital one card is great it has good features and the cash back is a big plus

Yes, I recommend this product
Yes, I recommend this product

A Good Starter Card

Gosh - December 29, 2025

My first credit card ever is the Capital One Savor. Excellent card! Low interest rate, great rewards! Very helpful to have.

Yes, I recommend this product
Yes, I recommend this product

Great Card for Beginners

Elizabeth A - December 29, 2025

I love using my Capital One card for 3% back on groceries!

Yes, I recommend this product

Not a worthy credit card for me to use

Walter_S - December 27, 2025

Credit limit is the lowest of all my credit cards.