Platinum from Capital One

Find out if you're pre-approved with no risk to your credit score.

Platinum from Capital One

Find out if you're pre-approved with no risk to your credit score.


Want to see more cards that could help you build credit with responsible use?

Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 9547 reviews
91 %
of reviewers recommend Platinum
4.5
based on 9547 reviews
91 %
of reviewers recommend Platinum
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

Great card!

Mary 50 - 7 days ago

The card is a good fit for me. It should be recommended to everyone.

Yes, I recommend this product
Yes, I recommend this product

Nothing burger

Ronn Chambara - February 28, 2026

Platinum card is probably the most basic card Ive seen, no points or benefits or bonuses. Biggest pro is not needing a credit history.

Yes, I recommend this product
Yes, I recommend this product

Mid credit card

LTC6 - February 28, 2026

Had card for well over five years and NEVER got a credit limit increase. All my other credit cards were given a credit limit increase but never capital one. My Amex card is way better (more cash back and features) credi...

Yes, I recommend this product
Yes, I recommend this product

Excellent Rate

Marcy23 - February 27, 2026

My Capital One card is a great fit for me because of the generous credit limit and excellent interest rate

Yes, I recommend this product
Yes, I recommend this product

No problems

Mahmaw - February 27, 2026

I've had no problems with this account. I recommend this one to anyone needing to start or improve their credit ratings.

Yes, I recommend this product
Yes, I recommend this product

Great Rewards

LiaB - February 27, 2026

My card is awesome! I really love the rewards they give and the savings!

Yes, I recommend this product
Yes, I recommend this product

Great card

Jess92 - January 27, 2026

It’s a great card to have. No yearly fee or anything like that to worry about. Easy to use the app and control everything.

Yes, I recommend this product
Yes, I recommend this product

Easy access and excellent customer service

bigo195507 - January 27, 2026

I could see a larger amount added to my card if all possible

Yes, I recommend this product
Yes, I recommend this product

Outstanding service

Cfloyd - January 27, 2026

I’m retired and having this card gives me a lot of flexibility.

Yes, I recommend this product

Poor credit limit

Me1971 - January 27, 2026

I have had the card over 3 years never missed a payment said my credit limit will go up and it hasnt wouldn't recommend this card