Platinum Mastercard® from Capital One

Get the credit you need with no annual fee.

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

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Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9535 reviews
91 %
of reviewers recommend Platinum Mastercard®
4.5
based on 9535 reviews
91 %
of reviewers recommend Platinum Mastercard®
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%

Pros & CONS

Nell567 - 2 days ago

Pros) Capital One has great customer service and is always available. CONS) The interest rates are outrageous and as a long time customer it would be nice to be offered a much lower rate. Also, the fact that I have 2 c...

Yes, I recommend this product

Great card

Big Brown - November 27, 2025

Card is great for building credit and easy to read statements and have different payment options to help you continue to build credit

Yes, I recommend this product

Interest rate is trash

Itsm4life - November 27, 2025

I have 3 capital one cards and this is the worst. It has an interest rate of over 30%, I know it’s not because of my credit score, mine is over 800. I don’t carry balances on my cards but in the event I needed to this wo...

Yes, I recommend this product

Great feature

Momsuzy - November 27, 2025

Convenient it's great for emergencies when I need it

Yes, I recommend this product
Yes, I recommend this product

Great features

Sassy 70 - October 27, 2025

It is great to get cash back on purchases. Will recommend

Yes, I recommend this product
Yes, I recommend this product

Playinum Card Review

Randy 67 - October 27, 2025

My card is a good fit because of the features and always handy to have a credit card!

Yes, I recommend this product
Yes, I recommend this product

Great features and app

Mongo 1 - October 27, 2025

Good for me cause with the app I can see everything that’s going on with the card and credit report. Easy to manage your payments.

Yes, I recommend this product
Yes, I recommend this product

Getting started

TeddyT - September 28, 2025

My platinum card is what I started my credit with just under 2 years ago. Since then I now have 3 cards and a car loan. Great card to get you going.

Yes, I recommend this product

N/A

Nacatamal - September 27, 2025

Don't like because limit 😒 is $600.00 no more I'm pay every date pay.

Low limit

null - September 27, 2025

It’s okay , just wish after a good payment history I had more of a credit line.