U.S. Consumer Credit Card Agreements

Use the links below to view Capital One's U.S. Consumer Credit Card Agreements, which contain Customer Agreement terms and Pricing Information. The Pricing Information shows a range of terms that includes both mail and online offers for new accounts available under this Agreement as of December 31, 2018. If you are a current Capital One cardholder, please log in to your account if you would like to request the Credit Card Agreement for your account(s).

Credit Card Agreement for Consumer Cards in Capital One Bank® (USA), N.A. (205 KB, PDF)

Credit Card Agreement for VISA Signature® and World MasterCard® Cards in Capital One Bank® (USA), N.A. (157 KB, PDF)

Credit Card Agreement for Consumer Secured Cards in Capital One Bank® (USA), N.A. (282 KB, PDF) 

Credit Card Agreement for Consumer Cards in Capital One®, N.A. (161 KB, PDF) 

Credit Card Agreement for VISA Signature® and World MasterCard® in Capital One®, N.A. (216 KB, PDF)

Credit Card Agreement for Bass Pro Shops Cards in Capital One Bank® (USA), N.A. (204 KB, PDF) 

Credit Card Agreement for Cabela's Cards in Capital One Bank® (USA), N.A. (159 KB, PDF) 

Credit Card Agreement for Dressbarn Cards in Capital One®, N.A. (126 KB, PDF) 

Credit Card Agreement for GM Cards in Capital One®, N.A. (151 KB, PDF)

Credit Card Agreement for GM Extended Family Card in Capital One®, N.A. (155 KB, PDF)

Credit Card Agreement for Helzberg Diamonds® Cards in Capital One®, N.A. (189 KB, PDF)

Credit Card Agreement for Justice Cards in Capital One®, N.A. (167 KB, PDF)

Credit Card Agreement for Kohl's Cards in Capital One®, N.A. (2.98 MB, PDF) 

Credit Card Agreement for Lord & Taylor Cards in Capital One®, N.A. (126 KB, PDF) 

Credit Card Agreement for Maurices Cards in Capital One®, N.A. (139 KB, PDF) 

Credit Card Agreement for Menards® Cards in Capital One®, N.A. (151 KB, PDF) 

Credit Card Agreement for Neiman Marcus-Bergdorf Goodman® in Capital One®, N.A. (191 KB, PDF)

Credit Card Agreement for Saks® Retail Cards in Capital One®, N.A. (157 KB, PDF) 

Credit Card Agreement for SaksFirst World Elite Mastercard® in Capital One®, N.A. (165 KB, PDF) 

Credit Card Agreement for Teamsters Cards in Capital One®, N.A. (159 KB, PDF) 

Credit Card Agreement for Union Privilege® Cards in Capital One®, N.A. (161 KB, PDF) 


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