Enjoy unlimited cash back

Earn rewards on every purchase you make.
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Excellent Credit
  • $0 annual fee
  • 1.5% cash back on every purchase
  • Earn a $200 cash bonus 1
  • Low intro APR for 15 months
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Important disclosures Rewards terms
Excellent Credit
  • $0 annual fee
  • 3% cash back at grocery stores, on dining & entertainment 2 and 1% on other purchases
  • Earn a $200 cash bonus 3
  • Low intro APR for 12 months
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Important disclosures Rewards terms
Good Credit
  • $0 annual fee
  • 1.5% cash back on every purchase
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Important disclosures Rewards terms
Good Credit
  • $0 annual fee
  • 3% cash back at grocery stores, on dining & entertainment 2 and 1% on other purchases
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Important disclosures Rewards terms
Fair Credit
  • $39 annual fee
  • 1.5% cash back on every purchase
  • Build credit with responsible use
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Important disclosures Rewards terms
Fair Credit
  • $39 annual fee
  • 3% cash back at grocery stores, on dining & entertainment 2 and 1% on other purchases
  • Build credit with responsible use 
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Important disclosures Rewards terms
Fair Credit
  • $0 annual fee
  • 1.5% cash back on every purchase
  • Build credit with responsible use
  • $200 minimum refundable deposit
Check My EligibilityApply Now
Important disclosures Rewards terms
Fair Credit
  • $0 annual fee
  • 1.5% cash back on every purchase
  • Earn a $50 cash bonus 4
  • Build credit with responsible use
Check My EligibilityApply Now
Important disclosures Rewards terms
Fair Credit
  • $0 annual fee
  • 3% cash back at grocery stores, on dining & entertainment 2 and 1% on other purchases
  • Earn a $50 cash bonus 5
  • Build credit with responsible use
Check My EligibilityApply Now
Important disclosures Rewards terms
FREQUENTLY ASKED QUESTIONS
Do you get cash back with Capital One?
Capital One offers several cash back credit cards. With a Capital One cash back credit card, you can earn unlimited cash back that won’t expire for the life of your account. But if your account is closed, you may lose any rewards you have not redeemed.

The Quicksilver Rewards and QuicksilverOne Rewards cards both offer 1.5% cash back on everyday purchases and 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel. 6

You could earn 3% cash back on dining and entertainment, plus 1% cash back on all other purchases, with a Savor Rewards or SavorOne Rewards card. 7 Both cards also offer 8% cash back on Capital One Entertainment purchases. 8
How does Capital One cash back work?
With a Capital One cash back card, your purchases can earn you rewards. If you have a flat-rate cash back card, you’ll earn the same percentage on everything you buy. But a tiered cash back card may offer a higher rewards rate on certain types of purchases.

Quicksilver Rewards and QuicksilverOne Rewards are two flat-rate cards that offer unlimited 1.5% cash back on every purchase, every day. Savor Rewards and SavorOne Rewards are tiered cash back cards that offer unlimited 3% cash back at grocery stores, on dining and entertainment, plus 1% cash back on all other purchases. 7
Does Capital One cash back expire?
With a Capital One cash back card, your rewards are yours for the life of the account—they won’t expire. But if your account is closed, you may lose any rewards you have not redeemed.
Does Capital One have 5% cash back?
Yes, it’s possible to earn 5% cash back from Capital One with cards in the Quicksilver and Savor card suites. Savor Rewards and Quicksilver Rewards cardholders can earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel. 6

Plus, Quicksilver cards offer 5% cash back on Capital One Entertainment purchases. 9 And Savor cards offer 8% cash back on Capital One Entertainment purchases. 8  
Which Capital One cash back card is right for me?
Which cash back card is best for you depends entirely on which rewards are most important to you. Start by looking at the reward percentage categories for each card and how they align with your overall spending habits. 

The Capital One Quicksilver Rewards and QuicksilverOne Rewards cards both offer unlimited 1.5% cash back on all of your everyday purchases.

The Capital One Savor Rewards and SavorOne Rewards cards both offer unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases. 7
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It's easy to apply. Just enter your Reservation Number and Access Code from your letter/E-mail to start your secure application. You could get a response in as little as 60 seconds!

Cards you’re offered while checking your eligibility may have different terms, including introductory rates and bonuses, from those available elsewhere on our website.

Rate and fee information

  1. 1

    Upon approval, eligible Quicksilver primary account holders earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

  2. 2
    The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target® 
  3. 3

    Upon approval, eligible Savor primary account holders earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

  4. 4

    Upon approval, eligible Quicksilver Student primary account holders earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous accountholders may not be eligible for this one-time bonus.

  5. 5

    Upon approval, eligible Savor Student primary account holders earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous accountholders may not be eligible for this one-time bonus.

  6. 6

    Capital One Travel bookings include services such as change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee. Additional fees may apply. The availability of these services varies by account and they may not be available on all bookings. Terms apply. See travel.capitalone.com/terms-of-service/ for details.

  7. 7
    The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®
  8. 8
    The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor card. The 8% excludes: (i) tickets purchased through Capital One cardholder exclusive pre-sales; (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.
  9. 9

    Eligible Quicksilver cardholders will earn 5% cash back on Capital One Entertainment purchases. Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales; tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.