360 Checking benefits you’ll love

No fees or minimums
Hold on to more of your money with no monthly fees or minimums.

 

Get paid sooner with early paycheck
Sign up for direct deposit and access your money up to 2 days sooner than payday.

 

Manage their money with 24/7 banking
With our top-rated mobile app, you can bank almost anywhere you want.


Open in 5 minutes
It only takes about 5 minutes to open an account—it’s that fast.

No fees, no minimums, no worries. Capital One makes banking easy.