Capital One logo Refer a Friend logo

Earn up to $1,000 with Refer a Friend.

Great friends. Awesome accounts.

Share the banking love with your friends through Capital One Refer a Friend. It’s a great way to introduce them to checking and savings accounts built to fit their lives—and you’ll both earn sweet bonuses. How’s that for a friendly win-win?

Capital One Refer a Friend is simple:

1 Friend = $20 | 50 Friends = $1,000

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You send a referral to a friend.

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Your friend opens a new account with qualifying deposits.

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You get $20 and your friend gets up to $100.

Invite friends and earn a bonus now.

For You: Your bonus will be deposited into your open account as miscellaneous income after your friend opens their new 360 Savings, 360 Money Market or 360 Checking account with an initial deposit of at least $250. However the money will be unavailable for withdrawal for 30 days. This will not impact your available balance. Your friends have to be new Capital One Customers. You can send as many referrals as you like, but you can only receive bonuses for up to 50 people (total of $1,000) who open as a new Customer.

Important Privacy Notice: Keep in mind, because you're making referrals, your friends and family will know you have accounts with Capital One.

For Your Friend:

360 Savings® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your $25 bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met. Variable APY effective .

360 Money Market® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. Bonuses are only available for new 360 Money Market accounts with a new Capital One 360 Customer as the primary account holder. The balance/bonus tiers are: $250-$9,999.99 earns a $25 bonus; and deposits of $10,000 or more earn a $100 bonus. The maximum bonus you can earn is $100. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met. Advertised rates are variable and effective as of . The Annual Percentage Yield (APY) applies to the entire account balance for accounts with balances of or more; a APY applies to the entire account balance for accounts with balances less than .

360 Checking® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Zelle® payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Checking accounts with a new Capital One 360 Customer as the primary account holder. The $25 bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit. Variable Annual Percentage Yields (APY) effective . for balances up to ; for balances between and ; for balances of or more.

Capital One reserves the right to change or discontinue the Refer a Friend program at any time without prior notification.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC.

Available to U.S. bank account holders only. Terms and conditions apply.

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