Capital One logo Refer a Friend logo

Earn up to $1,000 with Refer a Friend.

Great friends. Awesome accounts.

Share the banking love with your friends through Capital One® Refer a Friend. It’s a great way to introduce them to checking and savings accounts built to fit their lives—and you can both earn sweet bonuses. How’s that for a friendly win-win?

Capital One Refer a Friend is simple:

1 Friend = $20 | 50 Friends = $1,000

Invite friends and earn a bonus.

For You: To receive your $20 bonus: 1) Share your unique referral link with a friend. 2) Your friend opens a new 360 Performance Savings™ or 360 Checking® account as the primary account holder. 3) Your $20 bonus will be deposited into your open account after your friend opens and funds their new account with a deposit of at least $250 at account opening. Your bonus will be unavailable for withdrawal for 30 days but will start earning interest immediately upon deposit. This will not impact your available balance.

You can send as many referrals as you like, but you can only receive bonuses for up to 50 people (total of $1,000) who have not held the following Capital One accounts since 1/9/2008: 360 Savings®, 360 Checking, 360 Money Market®, 360 Performance Savings, Savings Now, Confidence Savings, Total Control Checking, Simply Checking, 360 CD®, 360 IRA Savings®, 360 IRA CD®, MONEY Teen Checking, Kids Savings account. Limit one bonus for each new friend referred.

Important Privacy Notice: Keep in mind, because you’re making referrals, your friends and family will know you have accounts with Capital One.

For Your Friend:

The new customer referral bonus is only available to people who have not held the following Capital One accounts since 1/9/2008: 360 Savings®, 360 Checking, 360 Money Market®, 360 Performance Savings, Savings Now, Confidence Savings, Total Control Checking, Simply Checking, 360 CD®, 360 IRA Savings®, 360 IRA CD®, MONEY Teen Checking, Kids Savings account. Limit one bonus per new customer.

360 Performance Savings account: To receive your bonus: 1) Use the unique link sent from your friend at Capital One Bank to open a new 360 Performance Savings account as the primary account holder. 2) Fund the account with a deposit of at least $250 from a non-Capital One account. Funding must occur at account opening. Initial deposit does not include bonus. 3) You will receive a bonus of $25 if you deposit $250-9,999.99 or $100 if you deposit $10,000 or more at account opening. Your bonus will automatically be deposited into your account. Bonus starts earning interest upon account opening but is unavailable for withdrawal for 30 days.

Advertised rates are variable and effective as of . The Annual Percentage Yield (APY) applies to the entire account balance. Rates are subject to change at any time after account opening.

360 Checking account: To receive your bonus: 1) Use the unique link sent from your friend at Capital One Bank to open a new 360 Checking account as the primary account holder. 2) Fund the account with a deposit of at least $250 from a non-Capital One account and have a total of 3 debit card purchases or Zelle® payments (or any combo of the two) post to the account within 45 days of account opening. Funding must occur at account opening. Initial deposit does not include bonus. 3) Your $25 bonus will automatically be deposited into your account 50 days after account opening and is available for withdrawal immediately.

Advertised rates are variable and effective as of . The Annual Percentage Yield (APY) applies to the entire account balance for accounts with balances less than ; APY on the entire account balance for accounts with balances between -; APY on the entire account balance for accounts with balances of or more. Rates are subject to change at any time after account opening.

This offer cannot be combined with any other Capital One Bank account opening offer. Only one promotional code is accepted. Bonus is only valid for one account.

There's no deadline for referring friends, but we do reserve the right to end the referral program at any time and to change or discontinue the products offered through the program.

Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.

Available to U.S. bank account holders only. Terms and conditions apply.

National average rate comparison based on FDIC’s published National Rate for balances < $100,000 for savings accounts.

Products and services offered by Capital One, N.A., Member FDIC.

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