Rules Governing

Modified Agreement Status:

The following revisions have been made to the Commercial Bank and Small Business Banking’s Rules Governing effective:

August 12, 2026

Rules Governing and Digital Portal Terms of Use

  1. Hyperlink added to direct user to the “Digital Portal Terms of Use” section
  2. Hyperlink added to return user to the top of the page

July 22, 2026

Digital Portal Terms of Use

Section added governing access to and use of the Commercial and Small Business Banking Digital Portal

September 10, 2025 

Rules Governing 

The following two sections were removed from the Rules Governing Home page as the Rules Governing is comprehensive: 

1. Electronic Fund Transfer Agreement and disclosure for personal and commercial accounts, Effective February 9, 2022; and, 

2. Wire Funds Transfer Disclosure Statement, Effective September 17, 2020.

August 27, 2025 

Rules Governing 

The Rules Governing has been updated to only support Commercial and Small Business Banking deposit account details only.