Scaling Pathways

"Four Bands Community Fund is honored to be selected as a finalist for Capital One's Scaling Pathways to Homeownership Open Call. We are excited for the opportunity to advance our innovative and collaborative model for scaling homeownership on tribal trust lands. If awarded, this investment by Capital One will add 125 homeownership units to Cheyenne River's housing stock, and that will be life-changing for many Lakota families for generations to come."

"Being named a finalist is an exciting opportunity to help make homeownership more affordable for families across Michigan. Community land trusts give families the chance to buy a home at an affordable price while keeping that home affordable for the next family, too. By turning future property tax revenue into funding today, this model can help more communities build affordable homes sooner. We’re excited to demonstrate how this approach can be scaled across Michigan."

“We are deeply grateful to Capital One Foundation and Lever for Change for recognizing Habitat NYC and Westchester as a Scaling Pathways to Homeownership finalist and for believing in the promise of our Access to Equity initiative. This opportunity brings us closer to helping more working families move from renting to owning by transforming existing housing into affordable, lasting pathways to ownership. By pairing rental-to-ownership conversions with shared-ownership models, we can help families build wealth, strengthen their communities and create an approach that other high-cost markets can adopt.” 

“For a family that has rented the same home for 15 years, becoming its owner is more than a real estate transaction. It is a pathway to stability, equity and generational wealth. When renters are offered the chance to buy at a significant discount, limited savings or rigid underwriting should not stand in the way of that dream. HOPE's Y-16 Program provides tailored mortgage solutions that help long-term renters become homeowners. Being named a Capital One Scaling Pathways to Homeownership finalist shines a national spotlight on an innovative model with the potential to create wealth-building opportunities for thousands of families across the Deep South.”

"Being named a finalist fills our hearts with gratitude. As a grandmother who raised my grandchildren while my son struggled with addiction, I know that healing begins when we return to our values, our kinship and our responsibility to future generations. What we are building in Lodge Grass is more than a program — it is homes where children come first, built by the families who will live in them. We believe our model can help relatives everywhere reclaim stability, dignity and hope."

“We’re thrilled to be selected as a finalist for Capital One’s Scaling Pathways to Homeownership competition. For more than two decades, TRP has helped families navigate the path to homeownership with trusted guidance, practical tools and support rooted in community. Now, we have an opportunity to bring that model to more people — partnering with trusted partners organizations in new places and using technology to make the journey to homeownership more accessible. We believe what works in our community can open doors for families across Illinois and across the country.”

“We are honored to be selected as a finalist because it recognizes both the families we serve and the urgent need for new approaches to homeownership. For more than 60 years, Self‑Help Enterprises has helped working families build wealth and stability through homeownership, and Opening Doors takes that mission to the next level. By combining innovative mortgage solutions with lower-cost construction methods, we can create a model that not only works in California’s San Joaquin Valley but can be replicated across the country to help thousands more families achieve the dream of owning a home.”

"We’re honored to be recognized as a finalist for the Scaling Pathways to Homeownership initiative because building houses, families and communities is at the heart of our work. Across rural Southern Virginia, we’ve seen how access to high-quality, affordable housing can strengthen communities and improve lives. We’re proud of the difference we have made so far in Emporia, VA, and we’re excited about the potential to expand our work so that hundreds more families across the region can gain the benefits of a safe, decent, affordable place to call home."

"St. Louis Community Foundation is proud of the Bring St. Louis Home team and its expertise in neighborhood development, innovative financing, and community engagement. Our partners have successfully tested each component of this project. The Scaling Pathways to Homeownership funding allows us to bring these elements together to pilot, then scale, a coordinated set of tools. We will leverage this opportunity to continue to innovate, not only to help St. Louisans purchase homes, but also to rebuild St. Louis’ disinvested neighborhoods."