Business card benefits and features
Learn how the benefits of a business card from Capital One help you get business done.
Manage your spending
Flexible tools that allow you to pay vendors and manage expenses in a way that works for your business.
Accounts payable
Easily pay vendor bills
Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account. Pay by card or ACH bank transfer from any bank. Your vendors will receive the payment however you select.
Learn about Accounts Payable
Expense management
Streamline how you manage expenses
You and your employees can quickly add expense details—including receipts and notes—for faster reporting. Submit expense reports instantly with auto-submission, and keep track of everything on an easy-to-use dashboard.
Learn about Expense ManagementSimplify budgeting and tax time
Get an itemized report of your spending with year-end summaries.
Save time with recurring transactions
View and manage merchants that charge your business every month, such as subscriptions and bills.
Never miss an upcoming payment
Set up AutoPay so you don’t have to worry about signing into your account every month.
Control when you make your payments
Pick your own monthly due date, giving your business the control to pay when you want.
BUSINESS CARDS
Earn best-in-class business rewards
With our business cards, you can earn unlimited rewards with no limits or expiration on all your purchases. Benefits vary based on individual product. Learn more about individual card terms and rewards for our cash back and travel reward cards.
Earn up to 2% in cash back on every purchase
Plus, earn additional rewards when you book travel with Capital One Business Travel.
Earn up to 2X miles on every purchase
Plus, earn additional rewards when you book travel with Capital One Business Travel.
Elevate your travel
Book through Capital One Business Travel
Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Business Travel.
Save money on foreign transactions
You won’t pay a transaction fee when making a purchase outside the United States. Learn about foreign transaction fees.
Transfer your miles to participating partners
Use your Capital One Business travel card and transfer miles to one of our 15+ travel loyalty partners. 1
Enroll in TSA PreCheck® or Global Entry
Select business travel cards receive up to a $120 credit for TSA PreCheck® or
Global Entry. 2
Escape to the Capital One Lounge
Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options. Explore the Capital One Lounge.
Enjoy hotels from the Premier Collection
Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking. 3 Eligible on select products.
How do I earn, redeem and transfer my miles?
1
Earn
Earn unlimited miles on every purchase, plus get elevated rewards on bookings through Capital One Business Travel. 4
2
Redeem
Use your miles to book flights, hotels and more. You can view your point balance at any time when you sign in to the travel portal.
3
Transfer
To transfer your Capital One miles, sign into your account, navigate to the rewards page and follow the prompts to convert rewards.
Control your account
Software integrations
Capital One Business offers integrations with several software providers
Easily sync your accounts and simplify your financial management process with Sage Intacct 5 or Concur Expense.
Earn rewards on employee spending
Set up free employee cards and track employee spending while earning rewards on every purchase.
Manage employee cards from anywhere
Manage users from your laptop, tablet or mobile device. Take care of your account while working or even when you’re on the go.
Stay on top of employee spending
Monitor employee spend using the personalized spend tracker to see how much has been spent, pending transactions and more.
Explore individual card terms and rewards to find the right card for your business
Keep your business card protected
Our cards are designed to protect you and your business
security benefits & features
Virtual cards
Make safer payments and simplify your expenses without exposing your physical card number.
Fraud alerts
Receive an email or text message alert if we detect a potential mistake or unexpected charge on your account.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen.
You’re never liable for fraudulent charges
With $0 fraud liability, you won’t be responsible for unauthorized charges if your card or an employee’s card is stolen.
Be alerted of any suspicious activity
Set up security alerts to be notified via text, email and phone if Capital One notices potential suspicious transactions on your account. Add your information.
Access support whenever you need it
Eno, your Capital One Assistant, keeps an eye on your accounts 24/7 and sends alerts when something’s up. Learn about Eno. 6
Protect purchases with extended warranty
Get free additional warranty and protection on eligible items that you purchase with your card. Learn about our warranty.
Support and resources when you need them
Check out our additional resources
Small Business Card FAQs
Find answers to questions and read additional helpful information about our small business cards.
Business Hub
See how we can support your growing business with articles, podcasts and more from business leaders.
Capital One Shopping
Save money and earn rewards with our free tool that finds the best deals online. No Capital One card required.
The benefits described pertain to Capital One small business cards and may not be available with consumer, co-brand and retail partner cards. Some benefits are only available to the primary account holder and not authorized users. Not all small business cards are eligible for all benefits.
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
- 1
Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
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To receive a statement credit up to $120, you must use your Venture X Business or Venture Business card to pay the application fee for either Global Entry or TSA PreCheck®. One statement credit will be processed per account every 4 years, and the credit will apply to the application fee that is charged to your card first. The statement credit will be posted to your account within 2 billing cycles of the fee being charged. Your eligible card must be open and in good standing at the time of statement credit fulfillment. Refer to the Application or Account Terms for additional details.
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Hotels: Premier Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - advance reservations recommended for certain experiences.
In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection hotel bookings include: daily breakfast for two (for Premier Collection bookings only), complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.
Vacation Rentals: Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability; contact the host provider directly to confirm qualifying experiences. For certain properties, the experience credit will be provided in the form of a gift card. Advance reservations recommended for certain experiences.
In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.
Both Hotel and Vacation Rentals: Premier Collection or Lifestyle Collection booking must be made through Capital One Business Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details. - 4Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
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© 2023 The Sage Group plc or its licensors. Sage, Sage logos, Sage product and service names mentioned herein are the trademarks of The Sage Group plc or its licensors. All other trademarks are the property of their respective owners.
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Certain bank accounts are not eligible to text with Eno.