Business Card

Capital One Business employee cards

Small Business Employee Cards

Add employee cards to your Capital One Business card at no additional cost. If you don’t have a Capital One Business card, compare business cards.

Employee Cards

First, choose an access level for each of your employees. There is no charge to add additional employees to your account.

Authorized User

Authorized users can make purchases on behalf of the business. They can track their own spending and monitor their card activity, but they can’t view overall account details.

Activate their own card

View their card's balance and available credit

Review, download and print their transactions

Replace their lost or stolen card

Resolve fraud or purchase disputes on their card

Account Manager

Account managers have greater access to your account—they can manage authorized users, monitor account finances and make payments.

Activate all employee cards on the account

View the account's balance and available credit

Review, download and print all transactions on the account

Replace any lost or stolen employee cards on the account

Resolve fraud and purchase disputes on all employee cards

Add, freeze or remove authorized users

Manage authorized users' spend and cash limits

Make and manage card payments

Review, download and print monthly statements

Make vendor payments with Accounts Payable

Authorized User

Account Manager

Authorized users can make purchases on behalf of the business. They can track their own spending and monitor their card activity, but they can’t view overall account details.
Account managers have greater access to your account—they can manage authorized users, monitor account finances and make payments.

Activate their own card

View their card's balance and available credit

Review, download and print their transactions

Replace their lost or stolen card

Resolve fraud or purchase disputes on their card

Activate all employee cards on the account

View the account's balance and available credit

Review, download and print all transactions on the account

Replace any lost or stolen employee cards on the account

Resolve fraud and purchase disputes on all employee cards

Add, freeze or remove authorized users

Manage authorized users' spend and cash limits

Make and manage card payments

Review, download and print monthly statements

Make vendor payments with Accounts Payable

Don't have a Capital One Business card?

Apply for a Capital One Business card today and start taking advantage of all the benefits and rewards.

Looking for a new card?

Take a peek at our Capital One Business cards to find the right card for your business.

Compare Cards

Guides to Visa and Mastercard Benefits 3

Learn about Visa® or Mastercard® advantages that come with your business card.

See Benefits Guide

Small Business Card Frequently Asked Questions

Find answers to questions and read additional helpful information about our small business cards.

Read FAQs
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
  1. 1

    The benefits described pertain to Capital One branded small business cards and may not be available with consumer, co-brand and retail partner cards. Some benefits are only available to the primary accountholder and not authorized users. If available, balance transfer requests are subject to approval.

    Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.

  2. 2

    Online capability for greater than 99 account users is coming soon.

  3. 3

    See your respective Visa® or Mastercard® Guide to Benefits for these and other available benefits. Terms, conditions and exclusions apply.